Income Limits by County

FY2027 Small Area FMR · Sciota, PA

ZIP 18354 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18354 (Sciota, PA) is $1,520 a month, unchanged from FY2026. That is 2% below the Monroe County, PA area-wide FMR of $1,550.

2-bedroom SAFMR$1,520per month ■ 0.0%
Area-wide 2 BR FMR$1,550Monroe County, PA
Rank in the area19thof 38 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,368
2 BR Small Area FMR$1,520
110% of SAFMR$1,672

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 18354 sits in the Monroe County, PA area

$1,380$2,110median $1,515

Of the 38 ZIP codes HUD lists for the area, 18354 has the 19th highest two-bedroom Small Area FMR. Monroe County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,550 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,520 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,240$1,116 – $1,364$1,258$1,080
1 bedroom$1,250$1,125 – $1,375$1,266$1,160
2 bedrooms$1,520$1,368 – $1,672$1,550$1,520
3 bedrooms$2,080$1,872 – $2,288$2,115$1,960
4 bedrooms$2,540$2,286 – $2,794$2,591$2,180

A household renting a two-bedroom home at the Small Area FMR of $1,520 needs about $60,800 a year to keep housing costs at 30% of income. The area median family income is $94,900 and the 80% low-income limit for four people is $79,350. ZIP code 18354 lies mainly in Monroe County. See the Monroe County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
18353Saylorsburg2.6 mi$1,500
18360Stroudsburg3.6 mi$1,540
18322Brodheadsville3.7 mi$1,730
18091Wind Gap6.3 mi$1,750
18072Pen Argyl6.3 mi$2,010
18331Gilbert6.4 mi$1,610

Questions

What is the Fair Market Rent for ZIP code 18354?

HUD's FY2027 Small Area Fair Market Rents for 18354 are $1,240 (studio), $1,250 (1 BR), $1,520 (2 BR), $2,080 (3 BR) and $2,540 (4 BR) a month.

What is the Section 8 payment standard in 18354?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18354 that range is $1,368 to $1,672 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18354?

The FY2026 income limits of the Monroe County, PA area apply: median family income $94,900, low-income (80%) limit $79,350 for a family of four.