FY2027 Small Area FMR · West Chester, PA

ZIP 19381 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 19381 (West Chester, PA) is $2,180 a month, up 3.3% from FY2026. That is 17% above the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area-wide FMR of $1,860.

2-bedroom SAFMR$2,180per month ▲ 3.3%

Area-wide 2 BR FMR$1,860Philadelphia-Camden-Wilmingt

Rank in the area105thof 473 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,962

2 BR Small Area FMR$2,180

110% of SAFMR$2,398

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,690▲ 3.7%

1 BR$1,830▲ 3.4%

2 BR$2,180▲ 3.3%

3 BR$2,600▲ 2.8%

4 BR$2,870▲ 1.8%

FY2027 FY2026

Where 19381 sits in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area

Of the 473 ZIP codes HUD lists for the area, 19381 has the 105th highest two-bedroom Small Area FMR. Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,962 and $2,398 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,690	$1,521 – $1,859	$1,438	$1,630
1 bedroom	$1,830	$1,647 – $2,013	$1,558	$1,770
2 bedrooms	$2,180	$1,962 – $2,398	$1,860	$2,110
3 bedrooms	$2,600	$2,340 – $2,860	$2,216	$2,530
4 bedrooms	$2,870	$2,583 – $3,157	$2,445	$2,820

A household renting a two-bedroom home at the Small Area FMR of $2,180 needs about $87,200 a year to keep housing costs at 30% of income. The area median family income is $122,700 and the 80% low-income limit for four people is $98,150. ZIP code 19381 lies mainly in Chester County. See the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
19383	West Chester	0.7 mi	$2,210
19380	West Chester	1.8 mi	$2,620
19382	West Chester	2.3 mi	$2,210
19319	Cheyney	5.2 mi	$2,720
19345	Immaculata	5.2 mi	$2,510
19373	Thornton	5.7 mi	$2,540

Questions

What is the Fair Market Rent for ZIP code 19381?

HUD's FY2027 Small Area Fair Market Rents for 19381 are $1,690 (studio), $1,830 (1 BR), $2,180 (2 BR), $2,600 (3 BR) and $2,870 (4 BR) a month.

What is the Section 8 payment standard in 19381?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 19381 that range is $1,962 to $2,398 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 19381?

The FY2026 income limits of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area apply: median family income $122,700, low-income (80%) limit $98,150 for a family of four.