Income Limits by County

FY2027 Small Area FMR · Wilmington, DE

ZIP 19801 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 19801 (Wilmington, DE) is $1,670 a month, up 3.7% from FY2026. That is 10% below the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area-wide FMR of $1,860.

2-bedroom SAFMR$1,670per month ▲ 3.7%
Area-wide 2 BR FMR$1,860Philadelphia-Camden-Wilmingt
Rank in the area365thof 473 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,503
2 BR Small Area FMR$1,670
110% of SAFMR$1,837

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 19801 sits in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area

$1,230$2,790median $1,900

Of the 473 ZIP codes HUD lists for the area, 19801 has the 365th highest two-bedroom Small Area FMR. Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,503 and $1,837 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,290$1,161 – $1,419$1,438$1,240
1 bedroom$1,400$1,260 – $1,540$1,558$1,350
2 bedrooms$1,670$1,503 – $1,837$1,860$1,610
3 bedrooms$1,990$1,791 – $2,189$2,216$1,930
4 bedrooms$2,190$1,971 – $2,409$2,445$2,160

A household renting a two-bedroom home at the Small Area FMR of $1,670 needs about $66,800 a year to keep housing costs at 30% of income. The area median family income is $122,700 and the 80% low-income limit for four people is $98,150. ZIP code 19801 lies mainly in New Castle County. See the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
19802Wilmington2.1 mi$1,610
19806Wilmington2.7 mi$1,790
19809Wilmington3.0 mi$1,810
19805Wilmington3.0 mi$1,580
08023Deepwater3.7 mi$2,440
19804Wilmington4.1 mi$1,570

Questions

What is the Fair Market Rent for ZIP code 19801?

HUD's FY2027 Small Area Fair Market Rents for 19801 are $1,290 (studio), $1,400 (1 BR), $1,670 (2 BR), $1,990 (3 BR) and $2,190 (4 BR) a month.

What is the Section 8 payment standard in 19801?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 19801 that range is $1,503 to $1,837 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 19801?

The FY2026 income limits of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area apply: median family income $122,700, low-income (80%) limit $98,150 for a family of four.