FY2027 Small Area FMR · Wilmington, DE

ZIP 19804 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 19804 (Wilmington, DE) is $1,570 a month, down 0.6% from FY2026. That is 16% below the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area-wide FMR of $1,860.

2-bedroom SAFMR$1,570per month ▼ 0.6%

Area-wide 2 BR FMR$1,860Philadelphia-Camden-Wilmingt

Rank in the area415thof 473 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,413

2 BR Small Area FMR$1,570

110% of SAFMR$1,727

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,210▼ 0.8%

1 BR$1,310▼ 1.5%

2 BR$1,570▼ 0.6%

3 BR$1,870▼ 1.1%

4 BR$2,060▼ 2.8%

FY2027 FY2026

Where 19804 sits in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area

Of the 473 ZIP codes HUD lists for the area, 19804 has the 415th highest two-bedroom Small Area FMR. Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,413 and $1,727 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,210	$1,089 – $1,331	$1,438	$1,220
1 bedroom	$1,310	$1,179 – $1,441	$1,558	$1,330
2 bedrooms	$1,570	$1,413 – $1,727	$1,860	$1,580
3 bedrooms	$1,870	$1,683 – $2,057	$2,216	$1,890
4 bedrooms	$2,060	$1,854 – $2,266	$2,445	$2,120

A household renting a two-bedroom home at the Small Area FMR of $1,570 needs about $62,800 a year to keep housing costs at 30% of income. The area median family income is $122,700 and the 80% low-income limit for four people is $98,150. ZIP code 19804 lies mainly in New Castle County. See the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
19805	Wilmington	2.3 mi	$1,580
19808	Wilmington	3.0 mi	$1,760
19801	Wilmington	4.1 mi	$1,670
19806	Wilmington	4.3 mi	$1,790
19720	New Castle	4.9 mi	$1,630
19732	Rockland	5.3 mi	$2,230

Questions

What is the Fair Market Rent for ZIP code 19804?

HUD's FY2027 Small Area Fair Market Rents for 19804 are $1,210 (studio), $1,310 (1 BR), $1,570 (2 BR), $1,870 (3 BR) and $2,060 (4 BR) a month.

What is the Section 8 payment standard in 19804?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 19804 that range is $1,413 to $1,727 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 19804?

The FY2026 income limits of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area apply: median family income $122,700, low-income (80%) limit $98,150 for a family of four.