FY2027 Small Area FMR · North Beach, MD

ZIP 20714 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 20714 (North Beach, MD) is $2,070 a month, down 1.9% from FY2026. That is 3% above the Baltimore-Columbia-Towson, MD area-wide FMR of $2,006.

2-bedroom SAFMR$2,070per month ▼ 1.9%

Area-wide 2 BR FMR$2,006Baltimore-Columbia-Towson, M

Rank in the area96thof 191 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,863

2 BR Small Area FMR$2,070

110% of SAFMR$2,277

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,610▼ 5.8%

1 BR$1,640▼ 8.4%

2 BR$2,070▼ 1.9%

3 BR$2,790▲ 1.8%

4 BR$3,140▼ 0.9%

FY2027 FY2026

Where 20714 sits in the Baltimore-Columbia-Towson, MD area

Of the 191 ZIP codes HUD lists for the area, 20714 has the 96th highest two-bedroom Small Area FMR. Baltimore-Columbia-Towson, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,006 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,070 for this ZIP code instead.

ZIP code 20714 crosses more than one HUD area. HUD also lists it under Calvert County, MD (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,610	$1,449 – $1,771	$1,523	$1,710
1 bedroom	$1,640	$1,476 – $1,804	$1,625	$1,790
2 bedrooms	$2,070	$1,863 – $2,277	$2,006	$2,110
3 bedrooms	$2,790	$2,511 – $3,069	$2,509	$2,740
4 bedrooms	$3,140	$2,826 – $3,454	$2,789	$3,170

A household renting a two-bedroom home at the Small Area FMR of $2,070 needs about $82,800 a year to keep housing costs at 30% of income. The area median family income is $134,000 and the 80% low-income limit for four people is $106,800. ZIP code 20714 lies mainly in Anne Arundel County and Calvert County. See the Baltimore-Columbia-Towson, MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
20758	Friendship	3.3 mi	$1,990
20779	Tracys Landing	3.6 mi	$2,200
20732	Chesapeake Beach	4.7 mi	$1,910
20689	Sunderland	4.8 mi	$1,760
20751	Deale	5.2 mi	$2,520
20736	Owings	5.6 mi	$1,750

Questions

What is the Fair Market Rent for ZIP code 20714?

HUD's FY2027 Small Area Fair Market Rents for 20714 are $1,610 (studio), $1,640 (1 BR), $2,070 (2 BR), $2,790 (3 BR) and $3,140 (4 BR) a month.

What is the Section 8 payment standard in 20714?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 20714 that range is $1,863 to $2,277 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 20714?

The FY2026 income limits of the Baltimore-Columbia-Towson, MD area apply: median family income $134,000, low-income (80%) limit $106,800 for a family of four.