FY2027 Small Area FMR · Tracys Landing, MD

ZIP 20779 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 20779 (Tracys Landing, MD) is $2,200 a month, up 7.3% from FY2026. That is 10% above the Baltimore-Columbia-Towson, MD area-wide FMR of $2,006.

2-bedroom SAFMR$2,200per month ▲ 7.3%

Area-wide 2 BR FMR$2,006Baltimore-Columbia-Towson, M

Rank in the area77thof 191 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,980

2 BR Small Area FMR$2,200

110% of SAFMR$2,420

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,700▲ 3.7%

1 BR$1,750▲ 0.6%

2 BR$2,200▲ 7.3%

3 BR$2,920▲ 10.6%

4 BR$3,280▲ 7.9%

FY2027 FY2026

Where 20779 sits in the Baltimore-Columbia-Towson, MD area

Of the 191 ZIP codes HUD lists for the area, 20779 has the 77th highest two-bedroom Small Area FMR. Baltimore-Columbia-Towson, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,006 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,200 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,700	$1,530 – $1,870	$1,523	$1,640
1 bedroom	$1,750	$1,575 – $1,925	$1,625	$1,740
2 bedrooms	$2,200	$1,980 – $2,420	$2,006	$2,050
3 bedrooms	$2,920	$2,628 – $3,212	$2,509	$2,640
4 bedrooms	$3,280	$2,952 – $3,608	$2,789	$3,040

A household renting a two-bedroom home at the Small Area FMR of $2,200 needs about $88,000 a year to keep housing costs at 30% of income. The area median family income is $134,000 and the 80% low-income limit for four people is $106,800. ZIP code 20779 lies mainly in Anne Arundel County. See the Baltimore-Columbia-Towson, MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
20751	Deale	2.2 mi	$2,520
20758	Friendship	2.3 mi	$1,990
20714	North Beach	3.6 mi	$2,070
20733	Churchton	3.7 mi	$2,520
20778	West River	4.5 mi	$2,520
20754	Dunkirk	4.6 mi	$2,620

Questions

What is the Fair Market Rent for ZIP code 20779?

HUD's FY2027 Small Area Fair Market Rents for 20779 are $1,700 (studio), $1,750 (1 BR), $2,200 (2 BR), $2,920 (3 BR) and $3,280 (4 BR) a month.

What is the Section 8 payment standard in 20779?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 20779 that range is $1,980 to $2,420 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 20779?

The FY2026 income limits of the Baltimore-Columbia-Towson, MD area apply: median family income $134,000, low-income (80%) limit $106,800 for a family of four.