Income Limits by County

FY2027 Small Area FMR · Jersey, VA

ZIP 22481 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 22481 (Jersey, VA) is $1,520 a month, up 3.4% from FY2026. That is 0% equal to the King George County, VA area-wide FMR of $1,520.

2-bedroom SAFMR$1,520per month ▲ 3.4%
Area-wide 2 BR FMR$1,520King George County, VA
Rank in the area2ndof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,368
2 BR Small Area FMR$1,520
110% of SAFMR$1,672

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 22481 sits in the King George County, VA area

$1,450$2,010median $1,520

Of the 8 ZIP codes HUD lists for the area, 22481 has the 2nd highest two-bedroom Small Area FMR. King George County, VA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,520 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,520 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,200$1,080 – $1,320$1,196$1,180
1 bedroom$1,270$1,143 – $1,397$1,271$1,210
2 bedrooms$1,520$1,368 – $1,672$1,520$1,470
3 bedrooms$2,100$1,890 – $2,310$2,105$2,040
4 bedrooms$2,540$2,286 – $2,794$2,541$2,470

A household renting a two-bedroom home at the Small Area FMR of $1,520 needs about $60,800 a year to keep housing costs at 30% of income. The area median family income is $138,600 and the 80% low-income limit for four people is $106,800. ZIP code 22481 lies mainly in King George County. See the King George County, VA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
22535Port Royal4.1 mi$1,570
22485King George4.7 mi$1,450
22538Rappahannock Academy6.8 mi$1,470
22509Loretto7.1 mi$1,160
22443Colonial Beach8.8 mi$1,480
22436Caret8.9 mi$1,240

Questions

What is the Fair Market Rent for ZIP code 22481?

HUD's FY2027 Small Area Fair Market Rents for 22481 are $1,200 (studio), $1,270 (1 BR), $1,520 (2 BR), $2,100 (3 BR) and $2,540 (4 BR) a month.

What is the Section 8 payment standard in 22481?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 22481 that range is $1,368 to $1,672 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 22481?

The FY2026 income limits of the King George County, VA area apply: median family income $138,600, low-income (80%) limit $106,800 for a family of four.