Income Limits by County

FY2027 Small Area FMR · Thornburg, VA

ZIP 22565 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 22565 (Thornburg, VA) is $2,130 a month, up 8.7% from FY2026. That is 13% below the Washington-Arlington-Alexandria, DC-VA-MD area-wide FMR of $2,438.

2-bedroom SAFMR$2,130per month ▲ 8.7%
Area-wide 2 BR FMR$2,438Washington-Arlington-Alexand
Rank in the area400thof 488 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,917
2 BR Small Area FMR$2,130
110% of SAFMR$2,343

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 22565 sits in the Washington-Arlington-Alexandria, DC-VA-MD area

$1,140$3,660median $2,400

Of the 488 ZIP codes HUD lists for the area, 22565 has the 400th highest two-bedroom Small Area FMR. Washington-Arlington-Alexandria, DC-VA-MD is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,917 and $2,343 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,840$1,656 – $2,024$2,111$1,700
1 bedroom$1,930$1,737 – $2,123$2,204$1,760
2 bedrooms$2,130$1,917 – $2,343$2,438$1,960
3 bedrooms$2,710$2,439 – $2,981$3,107$2,470
4 bedrooms$3,200$2,880 – $3,520$3,658$2,910

A household renting a two-bedroom home at the Small Area FMR of $2,130 needs about $85,200 a year to keep housing costs at 30% of income. The area median family income is $166,100 and the 80% low-income limit for four people is $106,800. ZIP code 22565 lies mainly in Spotsylvania County. See the Washington-Arlington-Alexandria, DC-VA-MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
22580Woodford4.4 mi$1,310
22408Fredericksburg7.0 mi$2,230
22534Partlow9.3 mi$1,780
22551Spotsylvania10.1 mi$1,680
22407Fredericksburg10.6 mi$2,150
22401Fredericksburg11.3 mi$1,940

Questions

What is the Fair Market Rent for ZIP code 22565?

HUD's FY2027 Small Area Fair Market Rents for 22565 are $1,840 (studio), $1,930 (1 BR), $2,130 (2 BR), $2,710 (3 BR) and $3,200 (4 BR) a month.

What is the Section 8 payment standard in 22565?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 22565 that range is $1,917 to $2,343 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 22565?

The FY2026 income limits of the Washington-Arlington-Alexandria, DC-VA-MD area apply: median family income $166,100, low-income (80%) limit $106,800 for a family of four.