FY2027 Small Area FMR · Winchester, VA

ZIP 22604 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 22604 (Winchester, VA) is $1,500 a month, down 5.7% from FY2026. That is 0% equal to the Winchester, VA-WV area-wide FMR of $1,505.

2-bedroom SAFMR$1,500per month ▼ 5.7%

Area-wide 2 BR FMR$1,505Winchester, VA-WV

Rank in the area7thof 34 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,350

2 BR Small Area FMR$1,500

110% of SAFMR$1,650

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,060▼ 7.8%

1 BR$1,180▼ 7.1%

2 BR$1,500▼ 5.7%

3 BR$1,890▼ 5.0%

4 BR$2,510▼ 6.0%

FY2027 FY2026

Where 22604 sits in the Winchester, VA-WV area

Of the 34 ZIP codes HUD lists for the area, 22604 has the 7th highest two-bedroom Small Area FMR. Winchester, VA-WV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,505 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,500 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,060	$954 – $1,166	$1,066	$1,150
1 bedroom	$1,180	$1,062 – $1,298	$1,180	$1,270
2 bedrooms	$1,500	$1,350 – $1,650	$1,505	$1,590
3 bedrooms	$1,890	$1,701 – $2,079	$1,895	$1,990
4 bedrooms	$2,510	$2,259 – $2,761	$2,516	$2,670

A household renting a two-bedroom home at the Small Area FMR of $1,500 needs about $60,000 a year to keep housing costs at 30% of income. The area median family income is $107,000 and the 80% low-income limit for four people is $86,000. ZIP code 22604 lies mainly in Winchester city. See the Winchester, VA-WV metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
22601	Winchester	0.5 mi	$1,670
22656	Stephenson	5.6 mi	$2,260
22602	Winchester	6.4 mi	$1,590
22655	Stephens City	7.3 mi	$1,710
22603	Winchester	7.4 mi	$1,630
22624	Clear Brook	8.2 mi	$1,420

Questions

What is the Fair Market Rent for ZIP code 22604?

HUD's FY2027 Small Area Fair Market Rents for 22604 are $1,060 (studio), $1,180 (1 BR), $1,500 (2 BR), $1,890 (3 BR) and $2,510 (4 BR) a month.

What is the Section 8 payment standard in 22604?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 22604 that range is $1,350 to $1,650 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 22604?

The FY2026 income limits of the Winchester, VA-WV area apply: median family income $107,000, low-income (80%) limit $86,000 for a family of four.