Income Limits by County

FY2027 Small Area FMR · Emporia, VA

ZIP 23847 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 23847 (Emporia, VA) is $1,000 a month, up 1.0% from FY2026. That is 39% below the Richmond, VA area-wide FMR of $1,651.

2-bedroom SAFMR$1,000per month ▲ 1.0%
Area-wide 2 BR FMR$1,651Richmond, VA
Rank in the area117thof 118 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900
2 BR Small Area FMR$1,000
110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 23847 sits in the Richmond, VA area

$940$2,480median $1,550

Of the 118 ZIP codes HUD lists for the area, 23847 has the 117th highest two-bedroom Small Area FMR. Richmond, VA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,651 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

ZIP code 23847 crosses more than one HUD area. HUD also lists it under Brunswick County, VA (same figures), Greensville County-Emporia city, VA HUD Nonmetro FMR Area (same figures) and Southampton County-Franklin city, VA HUD Nonmetro FMR Area (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$820$738 – $902$1,456$760
1 bedroom$830$747 – $913$1,517$780
2 bedrooms$1,000$900 – $1,100$1,651$990
3 bedrooms$1,390$1,251 – $1,529$2,039$1,380
4 bedrooms$1,670$1,503 – $1,837$2,499$1,650

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $113,500 and the 80% low-income limit for four people is $90,800. ZIP code 23847 lies mainly in Greensville County, Brunswick County and Southampton County. See the Richmond, VA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
23879Skippers6.0 mi$1,060
27866Pleasant Hill10.6 mi$1,050
23867Jarratt10.8 mi$1,050
23870Jarratt10.9 mi$980
23856Freeman11.5 mi$940
23844Drewryville12.4 mi$990

Questions

What is the Fair Market Rent for ZIP code 23847?

HUD's FY2027 Small Area Fair Market Rents for 23847 are $820 (studio), $830 (1 BR), $1,000 (2 BR), $1,390 (3 BR) and $1,670 (4 BR) a month.

What is the Section 8 payment standard in 23847?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 23847 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 23847?

The FY2026 income limits of the Richmond, VA area apply: median family income $113,500, low-income (80%) limit $90,800 for a family of four.