FY2027 Small Area FMR · Charles Town, WV
ZIP 25414 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 25414 (Charles Town, WV) is $1,330 a month, up 12.7% from FY2026. That is 3% below the Jefferson County, WV area-wide FMR of $1,376.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 25414 sits in the Jefferson County, WV area
Of the 12 ZIP codes HUD lists for the area, 25414 has the 10th highest two-bedroom Small Area FMR. Jefferson County, WV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,376 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,330 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,010 | $909 – $1,111 | $1,045 | $890 |
| 1 bedroom | $1,020 | $918 – $1,122 | $1,052 | $900 |
| 2 bedrooms | $1,330 | $1,197 – $1,463 | $1,376 | $1,180 |
| 3 bedrooms | $1,820 | $1,638 – $2,002 | $1,879 | $1,640 |
| 4 bedrooms | $2,220 | $1,998 – $2,442 | $2,300 | $1,980 |
A household renting a two-bedroom home at the Small Area FMR of $1,330 needs about $53,200 a year to keep housing costs at 30% of income. The area median family income is $128,400 and the 80% low-income limit for four people is $102,700. ZIP code 25414 lies mainly in Jefferson County. See the Jefferson County, WV county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 25414?
HUD's FY2027 Small Area Fair Market Rents for 25414 are $1,010 (studio), $1,020 (1 BR), $1,330 (2 BR), $1,820 (3 BR) and $2,220 (4 BR) a month.
What is the Section 8 payment standard in 25414?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 25414 that range is $1,197 to $1,463 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 25414?
The FY2026 income limits of the Jefferson County, WV area apply: median family income $128,400, low-income (80%) limit $102,700 for a family of four.