FY2027 Small Area FMR · Ranson, WV

ZIP 25438 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 25438 (Ranson, WV) is $1,360 a month, up 10.6% from FY2026. That is 1% below the Jefferson County, WV area-wide FMR of $1,376.

2-bedroom SAFMR$1,360per month ▲ 10.6%

Area-wide 2 BR FMR$1,376Jefferson County, WV

Rank in the area9thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,224

2 BR Small Area FMR$1,360

110% of SAFMR$1,496

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,030▲ 10.8%

1 BR$1,040▲ 10.6%

2 BR$1,360▲ 10.6%

3 BR$1,860▲ 8.8%

4 BR$2,270▲ 10.2%

FY2027 FY2026

Where 25438 sits in the Jefferson County, WV area

Of the 12 ZIP codes HUD lists for the area, 25438 has the 9th highest two-bedroom Small Area FMR. Jefferson County, WV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,376 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,360 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,030	$927 – $1,133	$1,045	$930
1 bedroom	$1,040	$936 – $1,144	$1,052	$940
2 bedrooms	$1,360	$1,224 – $1,496	$1,376	$1,230
3 bedrooms	$1,860	$1,674 – $2,046	$1,879	$1,710
4 bedrooms	$2,270	$2,043 – $2,497	$2,300	$2,060

A household renting a two-bedroom home at the Small Area FMR of $1,360 needs about $54,400 a year to keep housing costs at 30% of income. The area median family income is $128,400 and the 80% low-income limit for four people is $102,700. ZIP code 25438 lies mainly in Jefferson County. See the Jefferson County, WV county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
25442	Shenandoah Junction	3.8 mi	$1,370
25430	Kearneysville	4.0 mi	$1,480
25432	Millville	4.5 mi	$1,470
25425	Harpers Ferry	5.0 mi	$1,470
25414	Charles Town	5.6 mi	$1,330
25446	Summit Point	7.4 mi	$1,470

Questions

What is the Fair Market Rent for ZIP code 25438?

HUD's FY2027 Small Area Fair Market Rents for 25438 are $1,030 (studio), $1,040 (1 BR), $1,360 (2 BR), $1,860 (3 BR) and $2,270 (4 BR) a month.

What is the Section 8 payment standard in 25438?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 25438 that range is $1,224 to $1,496 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 25438?

The FY2026 income limits of the Jefferson County, WV area apply: median family income $128,400, low-income (80%) limit $102,700 for a family of four.