Income Limits by County

FY2027 Small Area FMR · Summit Point, WV

ZIP 25446 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 25446 (Summit Point, WV) is $1,470 a month, up 8.9% from FY2026. That is 7% above the Jefferson County, WV area-wide FMR of $1,376.

2-bedroom SAFMR$1,470per month ▲ 8.9%
Area-wide 2 BR FMR$1,376Jefferson County, WV
Rank in the area3rdof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,323
2 BR Small Area FMR$1,470
110% of SAFMR$1,617

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 25446 sits in the Jefferson County, WV area

$1,220$1,610median $1,380

Of the 12 ZIP codes HUD lists for the area, 25446 has the 3rd highest two-bedroom Small Area FMR. Jefferson County, WV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,376 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,470 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,160$1,044 – $1,276$1,045$1,070
1 bedroom$1,190$1,071 – $1,309$1,052$1,090
2 bedrooms$1,470$1,323 – $1,617$1,376$1,350
3 bedrooms$1,960$1,764 – $2,156$1,879$1,820
4 bedrooms$2,350$2,115 – $2,585$2,300$2,170

A household renting a two-bedroom home at the Small Area FMR of $1,470 needs about $58,800 a year to keep housing costs at 30% of income. The area median family income is $128,400 and the 80% low-income limit for four people is $102,700. ZIP code 25446 lies mainly in Jefferson County. See the Jefferson County, WV county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
25414Charles Town4.7 mi$1,330
22611Berryville5.3 mi$1,650
25430Kearneysville6.0 mi$1,480
25413Bunker Hill7.3 mi$1,310
25438Ranson7.4 mi$1,360
22656Stephenson7.6 mi$2,260

Questions

What is the Fair Market Rent for ZIP code 25446?

HUD's FY2027 Small Area Fair Market Rents for 25446 are $1,160 (studio), $1,190 (1 BR), $1,470 (2 BR), $1,960 (3 BR) and $2,350 (4 BR) a month.

What is the Section 8 payment standard in 25446?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 25446 that range is $1,323 to $1,617 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 25446?

The FY2026 income limits of the Jefferson County, WV area apply: median family income $128,400, low-income (80%) limit $102,700 for a family of four.