FY2027 Small Area FMR · Raeford, NC

ZIP 28376 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28376 (Raeford, NC) is $1,300 a month, up 17.1% from FY2026. That is 13% above the Hoke County, NC area-wide FMR of $1,150.

2-bedroom SAFMR$1,300per month ▲ 17.1%

Area-wide 2 BR FMR$1,150Hoke County, NC

Rank in the area3rdof 9 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,170

2 BR Small Area FMR$1,300

110% of SAFMR$1,430

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,010▲ 20.2%

1 BR$1,020▲ 20.0%

2 BR$1,300▲ 17.1%

3 BR$1,800▲ 16.9%

4 BR$2,170▲ 16.7%

FY2027 FY2026

Where 28376 sits in the Hoke County, NC area

Of the 9 ZIP codes HUD lists for the area, 28376 has the 3rd highest two-bedroom Small Area FMR. Hoke County, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,150 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,300 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,010	$909 – $1,111	$898	$840
1 bedroom	$1,020	$918 – $1,122	$903	$850
2 bedrooms	$1,300	$1,170 – $1,430	$1,150	$1,110
3 bedrooms	$1,800	$1,620 – $1,980	$1,592	$1,540
4 bedrooms	$2,170	$1,953 – $2,387	$1,922	$1,860

A household renting a two-bedroom home at the Small Area FMR of $1,300 needs about $52,000 a year to keep housing costs at 30% of income. The area median family income is $77,900 and the 80% low-income limit for four people is $62,650. ZIP code 28376 lies mainly in Hoke County. See the Hoke County, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
28396	Wagram	10.3 mi	$1,010
28357	Lumber Bridge	11.0 mi	$1,020
28386	Shannon	11.5 mi	$1,010
28377	Red Springs	11.5 mi	$1,010
28314	Fayetteville	12.8 mi	$1,630
28315	Aberdeen	13.7 mi	$1,230

Questions

What is the Fair Market Rent for ZIP code 28376?

HUD's FY2027 Small Area Fair Market Rents for 28376 are $1,010 (studio), $1,020 (1 BR), $1,300 (2 BR), $1,800 (3 BR) and $2,170 (4 BR) a month.

What is the Section 8 payment standard in 28376?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28376 that range is $1,170 to $1,430 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 28376?

The FY2026 income limits of the Hoke County, NC area apply: median family income $77,900, low-income (80%) limit $62,650 for a family of four.