FY2027 Small Area FMR · Helen, GA

ZIP 30545 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 30545 (Helen, GA) is $1,080 a month, up 6.9% from FY2026. That is 10% below the White County, GA area-wide FMR of $1,194.

2-bedroom SAFMR$1,080per month ▲ 6.9%

Area-wide 2 BR FMR$1,194White County, GA

Rank in the area7thof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$972

2 BR Small Area FMR$1,080

110% of SAFMR$1,188

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$890▲ 9.9%

1 BR$890▲ 9.9%

2 BR$1,080▲ 6.9%

3 BR$1,290▲ 6.6%

4 BR$1,690▲ 5.6%

FY2027 FY2026

Where 30545 sits in the White County, GA area

Of the 8 ZIP codes HUD lists for the area, 30545 has the 7th highest two-bedroom Small Area FMR. White County, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,194 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,080 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$890	$801 – $979	$983	$810
1 bedroom	$890	$801 – $979	$985	$810
2 bedrooms	$1,080	$972 – $1,188	$1,194	$1,010
3 bedrooms	$1,290	$1,161 – $1,419	$1,423	$1,210
4 bedrooms	$1,690	$1,521 – $1,859	$1,865	$1,600

A household renting a two-bedroom home at the Small Area FMR of $1,080 needs about $43,200 a year to keep housing costs at 30% of income. The area median family income is $92,800 and the 80% low-income limit for four people is $72,400. ZIP code 30545 lies mainly in White County. See the White County, GA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
30571	Sautee Nacoochee	5.4 mi	$1,130
30528	Cleveland	9.9 mi	$1,370
30546	Hiawassee	10.6 mi	$1,070
30523	Clarkesville	12.4 mi	$1,060
30512	Blairsville	13.4 mi	$1,130
30582	Young Harris	15.8 mi	$1,000

Questions

What is the Fair Market Rent for ZIP code 30545?

HUD's FY2027 Small Area Fair Market Rents for 30545 are $890 (studio), $890 (1 BR), $1,080 (2 BR), $1,290 (3 BR) and $1,690 (4 BR) a month.

What is the Section 8 payment standard in 30545?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 30545 that range is $972 to $1,188 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 30545?

The FY2026 income limits of the White County, GA area apply: median family income $92,800, low-income (80%) limit $72,400 for a family of four.