FY2027 Small Area FMR · Toccoa Falls, GA

ZIP 30598 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 30598 (Toccoa Falls, GA) is $1,000 a month, unchanged from FY2026. That is 0% equal to the Stephens County, GA area-wide FMR of $1,002.

2-bedroom SAFMR$1,000per month ■ 0.0%

Area-wide 2 BR FMR$1,002Stephens County, GA

Rank in the area3rdof 6 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900

2 BR Small Area FMR$1,000

110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$760■ 0.0%

1 BR$770▲ 1.3%

2 BR$1,000■ 0.0%

3 BR$1,280▲ 0.8%

4 BR$1,660▼ 0.6%

FY2027 FY2026

Where 30598 sits in the Stephens County, GA area

Of the 6 ZIP codes HUD lists for the area, 30598 has the 3rd highest two-bedroom Small Area FMR. Stephens County, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,002 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$760	$684 – $836	$761	$760
1 bedroom	$770	$693 – $847	$766	$760
2 bedrooms	$1,000	$900 – $1,100	$1,002	$1,000
3 bedrooms	$1,280	$1,152 – $1,408	$1,287	$1,270
4 bedrooms	$1,660	$1,494 – $1,826	$1,675	$1,670

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $73,700 and the 80% low-income limit for four people is $61,600. ZIP code 30598 lies mainly in Stephens County. See the Stephens County, GA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
30577	Toccoa	3.3 mi	$1,000
30563	Mount Airy	5.9 mi	$1,000
30538	Eastanollee	8.3 mi	$1,000
30573	Tallulah Falls	11.3 mi	$1,160
29693	Westminster	11.9 mi	$890
29658	Long Creek	12.2 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 30598?

HUD's FY2027 Small Area Fair Market Rents for 30598 are $760 (studio), $770 (1 BR), $1,000 (2 BR), $1,280 (3 BR) and $1,660 (4 BR) a month.

What is the Section 8 payment standard in 30598?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 30598 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 30598?

The FY2026 income limits of the Stephens County, GA area apply: median family income $73,700, low-income (80%) limit $61,600 for a family of four.