Income Limits by County

FY2027 Small Area FMR · Mount Airy, GA

ZIP 30563 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 30563 (Mount Airy, GA) is $1,000 a month, up 3.1% from FY2026. That is 1% below the Habersham County, GA area-wide FMR of $1,007.

2-bedroom SAFMR$1,000per month ▲ 3.1%
Area-wide 2 BR FMR$1,007Habersham County, GA
Rank in the area8thof 9 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900
2 BR Small Area FMR$1,000
110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 30563 sits in the Habersham County, GA area

$1,000$1,370median $1,090

Of the 9 ZIP codes HUD lists for the area, 30563 has the 8th highest two-bedroom Small Area FMR. Habersham County, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,007 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

ZIP code 30563 crosses more than one HUD area. HUD also lists it under Stephens County, GA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$830$747 – $913$829$810
1 bedroom$860$774 – $946$865$820
2 bedrooms$1,000$900 – $1,100$1,007$970
3 bedrooms$1,310$1,179 – $1,441$1,318$1,300
4 bedrooms$1,520$1,368 – $1,672$1,323$1,400

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $84,300 and the 80% low-income limit for four people is $67,450. ZIP code 30563 lies mainly in Habersham County and Stephens County. See the Habersham County, GA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
30598Toccoa Falls5.9 mi$1,000
30535Demorest6.8 mi$1,090
30577Toccoa7.4 mi$1,000
30511Baldwin8.4 mi$1,210
30531Cornelia8.7 mi$1,370
30510Alto10.7 mi$1,370

Questions

What is the Fair Market Rent for ZIP code 30563?

HUD's FY2027 Small Area Fair Market Rents for 30563 are $830 (studio), $860 (1 BR), $1,000 (2 BR), $1,310 (3 BR) and $1,520 (4 BR) a month.

What is the Section 8 payment standard in 30563?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 30563 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 30563?

The FY2026 income limits of the Habersham County, GA area apply: median family income $84,300, low-income (80%) limit $67,450 for a family of four.