FY2027 Small Area FMR · Adel, GA

ZIP 31620 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 31620 (Adel, GA) is $1,010 a month, up 4.1% from FY2026. That is 1% above the Cook County, GA area-wide FMR of $1,002.

2-bedroom SAFMR$1,010per month ▲ 4.1%

Area-wide 2 BR FMR$1,002Cook County, GA

Rank in the area3rdof 5 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$800▲ 3.9%

1 BR$810▲ 5.2%

2 BR$1,010▲ 4.1%

3 BR$1,320▲ 0.8%

4 BR$1,330▼ 2.2%

FY2027 FY2026

Where 31620 sits in the Cook County, GA area

Of the 5 ZIP codes HUD lists for the area, 31620 has the 3rd highest two-bedroom Small Area FMR. Cook County, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,002 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$800	$720 – $880	$798	$770
1 bedroom	$810	$729 – $891	$803	$770
2 bedrooms	$1,010	$909 – $1,111	$1,002	$970
3 bedrooms	$1,320	$1,188 – $1,452	$1,312	$1,310
4 bedrooms	$1,330	$1,197 – $1,463	$1,317	$1,360

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $69,600 and the 80% low-income limit for four people is $61,600. ZIP code 31620 lies mainly in Cook County. See the Cook County, GA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
31627	Cecil	5.7 mi	$1,290
31647	Sparks	6.3 mi	$1,010
31747	Ellenton	9.9 mi	$1,070
31632	Hahira	10.0 mi	$1,250
31625	Barney	10.4 mi	$1,080
31722	Berlin	11.7 mi	$1,000

Questions

What is the Fair Market Rent for ZIP code 31620?

HUD's FY2027 Small Area Fair Market Rents for 31620 are $800 (studio), $810 (1 BR), $1,010 (2 BR), $1,320 (3 BR) and $1,330 (4 BR) a month.

What is the Section 8 payment standard in 31620?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 31620 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 31620?

The FY2026 income limits of the Cook County, GA area apply: median family income $69,600, low-income (80%) limit $61,600 for a family of four.