Income Limits by County

FY2027 Small Area FMR · Sparks, GA

ZIP 31647 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 31647 (Sparks, GA) is $1,010 a month, unchanged from FY2026. That is 1% above the Cook County, GA area-wide FMR of $1,002.

2-bedroom SAFMR$1,010per month ■ 0.0%
Area-wide 2 BR FMR$1,002Cook County, GA
Rank in the area3rdof 5 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 31647 sits in the Cook County, GA area

$1,000$1,290median $1,010

Of the 5 ZIP codes HUD lists for the area, 31647 has the 3rd highest two-bedroom Small Area FMR. Cook County, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,002 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$800$720 – $880$798$790
1 bedroom$810$729 – $891$803$800
2 bedrooms$1,010$909 – $1,111$1,002$1,010
3 bedrooms$1,320$1,188 – $1,452$1,312$1,360
4 bedrooms$1,330$1,197 – $1,463$1,317$1,410

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $69,600 and the 80% low-income limit for four people is $61,600. ZIP code 31647 lies mainly in Cook County. See the Cook County, GA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
31637Lenox6.1 mi$1,000
31620Adel6.3 mi$1,010
31747Ellenton9.7 mi$1,070
31627Cecil11.6 mi$1,290
31775Omega13.2 mi$1,020
31771Norman Park13.7 mi$1,070

Questions

What is the Fair Market Rent for ZIP code 31647?

HUD's FY2027 Small Area Fair Market Rents for 31647 are $800 (studio), $810 (1 BR), $1,010 (2 BR), $1,320 (3 BR) and $1,330 (4 BR) a month.

What is the Section 8 payment standard in 31647?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 31647 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 31647?

The FY2026 income limits of the Cook County, GA area apply: median family income $69,600, low-income (80%) limit $61,600 for a family of four.