FY2027 Small Area FMR · Fort Benning, GA

ZIP 31995 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 31995 (Fort Benning, GA) is $1,470 a month, up 10.5% from FY2026. That is 21% above the Columbus, GA-AL area-wide FMR of $1,212.

2-bedroom SAFMR$1,470per month ▲ 10.5%

Area-wide 2 BR FMR$1,212Columbus, GA-AL

Rank in the area6thof 45 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,323

2 BR Small Area FMR$1,470

110% of SAFMR$1,617

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,240▲ 13.8%

1 BR$1,280▲ 11.3%

2 BR$1,470▲ 10.5%

3 BR$1,950▲ 10.2%

4 BR$2,280▲ 9.6%

FY2027 FY2026

Where 31995 sits in the Columbus, GA-AL area

Of the 45 ZIP codes HUD lists for the area, 31995 has the 6th highest two-bedroom Small Area FMR. Columbus, GA-AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,212 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,470 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,240	$1,116 – $1,364	$1,026	$1,090
1 bedroom	$1,280	$1,152 – $1,408	$1,053	$1,150
2 bedrooms	$1,470	$1,323 – $1,617	$1,212	$1,330
3 bedrooms	$1,950	$1,755 – $2,145	$1,611	$1,770
4 bedrooms	$2,280	$2,052 – $2,508	$1,876	$2,080

A household renting a two-bedroom home at the Small Area FMR of $1,470 needs about $58,800 a year to keep housing costs at 30% of income. The area median family income is $85,800 and the 80% low-income limit for four people is $67,750. ZIP code 31995 lies mainly in Muscogee County. See the Columbus, GA-AL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
31906	Columbus	2.1 mi	$1,060
31901	Columbus	2.3 mi	$1,070
36867	Phenix City	3.5 mi	$1,150
31907	Columbus	3.8 mi	$1,370
31909	Columbus	4.3 mi	$1,650
31904	Columbus	4.8 mi	$1,310

Questions

What is the Fair Market Rent for ZIP code 31995?

HUD's FY2027 Small Area Fair Market Rents for 31995 are $1,240 (studio), $1,280 (1 BR), $1,470 (2 BR), $1,950 (3 BR) and $2,280 (4 BR) a month.

What is the Section 8 payment standard in 31995?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 31995 that range is $1,323 to $1,617 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 31995?

The FY2026 income limits of the Columbus, GA-AL area apply: median family income $85,800, low-income (80%) limit $67,750 for a family of four.