Income Limits by County

FY2027 Small Area FMR · New Smyrna Beach, FL

ZIP 32168 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32168 (New Smyrna Beach, FL) is $1,970 a month, down 0.5% from FY2026. That is 18% above the Deltona-Daytona Beach-Ormond Beach, FL area-wide FMR of $1,673.

2-bedroom SAFMR$1,970per month ▼ 0.5%
Area-wide 2 BR FMR$1,673Deltona-Daytona Beach-Ormond
Rank in the area4thof 45 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,773
2 BR Small Area FMR$1,970
110% of SAFMR$2,167

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 32168 sits in the Deltona-Daytona Beach-Ormond Beach, FL area

$1,370$2,210median $1,670

Of the 45 ZIP codes HUD lists for the area, 32168 has the 4th highest two-bedroom Small Area FMR. Deltona-Daytona Beach-Ormond Beach, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,673 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,970 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,480$1,332 – $1,628$1,258$1,400
1 bedroom$1,600$1,440 – $1,760$1,363$1,610
2 bedrooms$1,970$1,773 – $2,167$1,673$1,980
3 bedrooms$2,600$2,340 – $2,860$2,204$2,610
4 bedrooms$2,830$2,547 – $3,113$2,403$2,830

A household renting a two-bedroom home at the Small Area FMR of $1,970 needs about $78,800 a year to keep housing costs at 30% of income. The area median family income is $90,800 and the 80% low-income limit for four people is $79,300. ZIP code 32168 lies mainly in Volusia County. See the Deltona-Daytona Beach-Ormond Beach, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
32132Edgewater6.7 mi$1,530
32141Edgewater7.1 mi$1,710
32764Osteen8.8 mi$1,820
32169New Smyrna Beach9.8 mi$2,060
32128Port Orange9.8 mi$1,980
32738Deltona10.2 mi$1,920

Questions

What is the Fair Market Rent for ZIP code 32168?

HUD's FY2027 Small Area Fair Market Rents for 32168 are $1,480 (studio), $1,600 (1 BR), $1,970 (2 BR), $2,600 (3 BR) and $2,830 (4 BR) a month.

What is the Section 8 payment standard in 32168?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32168 that range is $1,773 to $2,167 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32168?

The FY2026 income limits of the Deltona-Daytona Beach-Ormond Beach, FL area apply: median family income $90,800, low-income (80%) limit $79,300 for a family of four.