FY2027 Small Area FMR · Lakeland, FL

ZIP 33805 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 33805 (Lakeland, FL) is $1,500 a month, up 2.7% from FY2026. That is 7% below the Lakeland-Winter Haven, FL area-wide FMR of $1,608.

2-bedroom SAFMR$1,500per month ▲ 2.7%

Area-wide 2 BR FMR$1,608Lakeland-Winter Haven, FL

Rank in the area37thof 58 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,350

2 BR Small Area FMR$1,500

110% of SAFMR$1,650

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,170▼ 2.5%

1 BR$1,250▲ 4.2%

2 BR$1,500▲ 2.7%

3 BR$2,060▲ 4.6%

4 BR$2,510▲ 2.4%

FY2027 FY2026

Where 33805 sits in the Lakeland-Winter Haven, FL area

Of the 58 ZIP codes HUD lists for the area, 33805 has the 37th highest two-bedroom Small Area FMR. Lakeland-Winter Haven, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,608 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,500 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,170	$1,053 – $1,287	$1,258	$1,200
1 bedroom	$1,250	$1,125 – $1,375	$1,338	$1,200
2 bedrooms	$1,500	$1,350 – $1,650	$1,608	$1,460
3 bedrooms	$2,060	$1,854 – $2,266	$2,212	$1,970
4 bedrooms	$2,510	$2,259 – $2,761	$2,688	$2,450

A household renting a two-bedroom home at the Small Area FMR of $1,500 needs about $60,000 a year to keep housing costs at 30% of income. The area median family income is $83,900 and the 80% low-income limit for four people is $69,850. ZIP code 33805 lies mainly in Polk County. See the Lakeland-Winter Haven, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
33801	Lakeland	4.5 mi	$1,560
33823	Auburndale	5.9 mi	$1,350
33840	Eaton Park	6.4 mi	$1,830
33803	Lakeland	6.5 mi	$1,830
33815	Lakeland	6.8 mi	$1,350
33810	Lakeland	7.7 mi	$1,800

Questions

What is the Fair Market Rent for ZIP code 33805?

HUD's FY2027 Small Area Fair Market Rents for 33805 are $1,170 (studio), $1,250 (1 BR), $1,500 (2 BR), $2,060 (3 BR) and $2,510 (4 BR) a month.

What is the Section 8 payment standard in 33805?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 33805 that range is $1,350 to $1,650 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 33805?

The FY2026 income limits of the Lakeland-Winter Haven, FL area apply: median family income $83,900, low-income (80%) limit $69,850 for a family of four.