Income Limits by County

FY2027 Small Area FMR · Duncanville, AL

ZIP 35456 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 35456 (Duncanville, AL) is $1,230 a month, up 5.1% from FY2026. That is 11% below the Birmingham-Hoover, AL area-wide FMR of $1,375.

2-bedroom SAFMR$1,230per month ▲ 5.1%
Area-wide 2 BR FMR$1,375Birmingham-Hoover, AL
Rank in the area71stof 134 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,107
2 BR Small Area FMR$1,230
110% of SAFMR$1,353

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 35456 sits in the Birmingham-Hoover, AL area

$920$2,060median $1,250

Of the 134 ZIP codes HUD lists for the area, 35456 has the 71st highest two-bedroom Small Area FMR. Birmingham-Hoover, AL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,107 and $1,353 for two bedrooms.

ZIP code 35456 crosses more than one HUD area. HUD also lists it under Tuscaloosa, AL (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,020$918 – $1,122$1,177$970
1 bedroom$1,030$927 – $1,133$1,263$970
2 bedrooms$1,230$1,107 – $1,353$1,375$1,170
3 bedrooms$1,550$1,395 – $1,705$1,727$1,490
4 bedrooms$1,620$1,458 – $1,782$1,941$1,550

A household renting a two-bedroom home at the Small Area FMR of $1,230 needs about $49,200 a year to keep housing costs at 30% of income. The area median family income is $104,100 and the 80% low-income limit for four people is $83,300. ZIP code 35456 lies mainly in Tuscaloosa County. See the Birmingham-Hoover, AL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
35453Cottondale7.1 mi$1,100
35405Tuscaloosa8.2 mi$1,280
35404Tuscaloosa11.2 mi$1,180
35474Moundville13.3 mi$1,210
35034Brent13.4 mi$980
35401Tuscaloosa13.8 mi$1,120

Questions

What is the Fair Market Rent for ZIP code 35456?

HUD's FY2027 Small Area Fair Market Rents for 35456 are $1,020 (studio), $1,030 (1 BR), $1,230 (2 BR), $1,550 (3 BR) and $1,620 (4 BR) a month.

What is the Section 8 payment standard in 35456?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 35456 that range is $1,107 to $1,353 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 35456?

The FY2026 income limits of the Birmingham-Hoover, AL area apply: median family income $104,100, low-income (80%) limit $83,300 for a family of four.