FY2027 Small Area FMR · Spruce Pine, AL

ZIP 35585 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 35585 (Spruce Pine, AL) is $1,100 a month, up 29.4% from FY2026. That is 19% above the Franklin County, AL area-wide FMR of $921.

2-bedroom SAFMR$1,100per month ▲ 29.4%

Area-wide 2 BR FMR$921Franklin County, AL

Rank in the area1stof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$990

2 BR Small Area FMR$1,100

110% of SAFMR$1,210

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$890▲ 41.3%

1 BR$1,010▲ 32.9%

2 BR$1,100▲ 29.4%

3 BR$1,430▲ 32.4%

4 BR$1,450▲ 25.0%

FY2027 FY2026

Where 35585 sits in the Franklin County, AL area

Of the 12 ZIP codes HUD lists for the area, 35585 has the 1st highest two-bedroom Small Area FMR. Franklin County, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $921 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,100 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$890	$801 – $979	$748	$630
1 bedroom	$1,010	$909 – $1,111	$846	$760
2 bedrooms	$1,100	$990 – $1,210	$921	$850
3 bedrooms	$1,430	$1,287 – $1,573	$1,196	$1,080
4 bedrooms	$1,450	$1,305 – $1,595	$1,210	$1,160

A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $70,900 and the 80% low-income limit for four people is $59,350. ZIP code 35585 lies mainly in Franklin County. See the Franklin County, AL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
35653	Russellville	7.0 mi	$1,000
35571	Hodges	7.4 mi	$940
35581	Phil Campbell	7.8 mi	$950
35564	Hackleburg	11.1 mi	$920
35654	Russellville	12.4 mi	$920
35543	Bear Creek	14.9 mi	$1,080

Questions

What is the Fair Market Rent for ZIP code 35585?

HUD's FY2027 Small Area Fair Market Rents for 35585 are $890 (studio), $1,010 (1 BR), $1,100 (2 BR), $1,430 (3 BR) and $1,450 (4 BR) a month.

What is the Section 8 payment standard in 35585?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 35585 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 35585?

The FY2026 income limits of the Franklin County, AL area apply: median family income $70,900, low-income (80%) limit $59,350 for a family of four.