FY2027 Small Area FMR · Russellville, AL

ZIP 35653 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 35653 (Russellville, AL) is $1,000 a month, up 13.6% from FY2026. That is 8% below the Florence-Muscle Shoals, AL area-wide FMR of $1,085.

2-bedroom SAFMR$1,000per month ▲ 13.6%

Area-wide 2 BR FMR$1,085Florence-Muscle Shoals, AL

Rank in the area16thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900

2 BR Small Area FMR$1,000

110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$810▲ 30.6%

1 BR$920▲ 22.7%

2 BR$1,000▲ 13.6%

3 BR$1,300▲ 20.4%

4 BR$1,310▲ 2.3%

FY2027 FY2026

Where 35653 sits in the Florence-Muscle Shoals, AL area

Of the 22 ZIP codes HUD lists for the area, 35653 has the 16th highest two-bedroom Small Area FMR. Florence-Muscle Shoals, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,085 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

ZIP code 35653 crosses more than one HUD area. HUD also lists it under Franklin County, AL (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$810	$729 – $891	$760	$620
1 bedroom	$920	$828 – $1,012	$834	$750
2 bedrooms	$1,000	$900 – $1,100	$1,085	$880
3 bedrooms	$1,300	$1,170 – $1,430	$1,348	$1,080
4 bedrooms	$1,310	$1,179 – $1,441	$1,426	$1,280

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $95,900 and the 80% low-income limit for four people is $72,450. ZIP code 35653 lies mainly in Franklin County and Colbert County. See the Florence-Muscle Shoals, AL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
35585	Spruce Pine	7.0 mi	$1,100
35571	Hodges	10.8 mi	$940
35674	Tuscumbia	11.5 mi	$1,030
35582	Red Bay	13.7 mi	$920
35654	Russellville	13.8 mi	$920
35581	Phil Campbell	14.0 mi	$950

Questions

What is the Fair Market Rent for ZIP code 35653?

HUD's FY2027 Small Area Fair Market Rents for 35653 are $810 (studio), $920 (1 BR), $1,000 (2 BR), $1,300 (3 BR) and $1,310 (4 BR) a month.

What is the Section 8 payment standard in 35653?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 35653 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 35653?

The FY2026 income limits of the Florence-Muscle Shoals, AL area apply: median family income $95,900, low-income (80%) limit $72,450 for a family of four.