FY2027 Small Area FMR · Leighton, AL

ZIP 35646 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 35646 (Leighton, AL) is $990 a month, up 12.5% from FY2026. That is 9% below the Florence-Muscle Shoals, AL area-wide FMR of $1,085.

2-bedroom SAFMR$990per month ▲ 12.5%

Area-wide 2 BR FMR$1,085Florence-Muscle Shoals, AL

Rank in the area17thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$891

2 BR Small Area FMR$990

110% of SAFMR$1,089

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$690▲ 13.1%

1 BR$760▲ 13.4%

2 BR$990▲ 12.5%

3 BR$1,230▲ 13.9%

4 BR$1,300▲ 1.6%

FY2027 FY2026

Where 35646 sits in the Florence-Muscle Shoals, AL area

Of the 22 ZIP codes HUD lists for the area, 35646 has the 17th highest two-bedroom Small Area FMR. Florence-Muscle Shoals, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,085 for two bedrooms; an agency that opts in to Small Area FMRs would use $990 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$690	$621 – $759	$760	$610
1 bedroom	$760	$684 – $836	$834	$670
2 bedrooms	$990	$891 – $1,089	$1,085	$880
3 bedrooms	$1,230	$1,107 – $1,353	$1,348	$1,080
4 bedrooms	$1,300	$1,170 – $1,430	$1,426	$1,280

A household renting a two-bedroom home at the Small Area FMR of $990 needs about $39,600 a year to keep housing costs at 30% of income. The area median family income is $95,900 and the 80% low-income limit for four people is $72,450. ZIP code 35646 lies mainly in Colbert County. See the Florence-Muscle Shoals, AL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
35661	Muscle Shoals	6.8 mi	$1,240
35672	Town Creek	6.9 mi	$920
35660	Sheffield	11.5 mi	$1,090
35618	Courtland	12.6 mi	$920
35630	Florence	12.9 mi	$1,130
35654	Russellville	13.7 mi	$920

Questions

What is the Fair Market Rent for ZIP code 35646?

HUD's FY2027 Small Area Fair Market Rents for 35646 are $690 (studio), $760 (1 BR), $990 (2 BR), $1,230 (3 BR) and $1,300 (4 BR) a month.

What is the Section 8 payment standard in 35646?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 35646 that range is $891 to $1,089 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 35646?

The FY2026 income limits of the Florence-Muscle Shoals, AL area apply: median family income $95,900, low-income (80%) limit $72,450 for a family of four.