FY2027 Small Area FMR · Sheffield, AL

ZIP 35660 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 35660 (Sheffield, AL) is $1,090 a month, up 7.9% from FY2026. That is 0% equal to the Florence-Muscle Shoals, AL area-wide FMR of $1,085.

2-bedroom SAFMR$1,090per month ▲ 7.9%

Area-wide 2 BR FMR$1,085Florence-Muscle Shoals, AL

Rank in the area10thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$981

2 BR Small Area FMR$1,090

110% of SAFMR$1,199

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$760▲ 8.6%

1 BR$840▲ 7.7%

2 BR$1,090▲ 7.9%

3 BR$1,350▲ 8.0%

4 BR$1,430▲ 0.7%

FY2027 FY2026

Where 35660 sits in the Florence-Muscle Shoals, AL area

Of the 22 ZIP codes HUD lists for the area, 35660 has the 10th highest two-bedroom Small Area FMR. Florence-Muscle Shoals, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,085 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,090 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$760	$684 – $836	$760	$700
1 bedroom	$840	$756 – $924	$834	$780
2 bedrooms	$1,090	$981 – $1,199	$1,085	$1,010
3 bedrooms	$1,350	$1,215 – $1,485	$1,348	$1,250
4 bedrooms	$1,430	$1,287 – $1,573	$1,426	$1,420

A household renting a two-bedroom home at the Small Area FMR of $1,090 needs about $43,600 a year to keep housing costs at 30% of income. The area median family income is $95,900 and the 80% low-income limit for four people is $72,450. ZIP code 35660 lies mainly in Colbert County. See the Florence-Muscle Shoals, AL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
35630	Florence	5.2 mi	$1,130
35674	Tuscumbia	7.9 mi	$1,030
35661	Muscle Shoals	7.9 mi	$1,240
35632	Florence	7.9 mi	$1,130
35633	Florence	9.9 mi	$1,070
35646	Leighton	11.5 mi	$990

Questions

What is the Fair Market Rent for ZIP code 35660?

HUD's FY2027 Small Area Fair Market Rents for 35660 are $760 (studio), $840 (1 BR), $1,090 (2 BR), $1,350 (3 BR) and $1,430 (4 BR) a month.

What is the Section 8 payment standard in 35660?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 35660 that range is $981 to $1,199 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 35660?

The FY2026 income limits of the Florence-Muscle Shoals, AL area apply: median family income $95,900, low-income (80%) limit $72,450 for a family of four.