FY2027 Small Area FMR · Gulf Shores, AL
ZIP 36542 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 36542 (Gulf Shores, AL) is $1,560 a month, up 10.6% from FY2026. That is 9% above the Daphne-Fairhope-Foley, AL area-wide FMR of $1,434.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 36542 sits in the Daphne-Fairhope-Foley, AL area
Of the 28 ZIP codes HUD lists for the area, 36542 has the 7th highest two-bedroom Small Area FMR. Daphne-Fairhope-Foley, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,434 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,560 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,280 | $1,152 – $1,408 | $1,180 | $1,150 |
| 1 bedroom | $1,430 | $1,287 – $1,573 | $1,317 | $1,260 |
| 2 bedrooms | $1,560 | $1,404 – $1,716 | $1,434 | $1,410 |
| 3 bedrooms | $2,020 | $1,818 – $2,222 | $1,855 | $1,770 |
| 4 bedrooms | $2,550 | $2,295 – $2,805 | $2,347 | $2,280 |
A household renting a two-bedroom home at the Small Area FMR of $1,560 needs about $62,400 a year to keep housing costs at 30% of income. The area median family income is $102,400 and the 80% low-income limit for four people is $81,800. ZIP code 36542 lies mainly in Baldwin County. See the Daphne-Fairhope-Foley, AL county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 36542?
HUD's FY2027 Small Area Fair Market Rents for 36542 are $1,280 (studio), $1,430 (1 BR), $1,560 (2 BR), $2,020 (3 BR) and $2,550 (4 BR) a month.
What is the Section 8 payment standard in 36542?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 36542 that range is $1,404 to $1,716 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 36542?
The FY2026 income limits of the Daphne-Fairhope-Foley, AL area apply: median family income $102,400, low-income (80%) limit $81,800 for a family of four.