FY2027 Small Area FMR · Gulf Shores, AL

ZIP 36547 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 36547 (Gulf Shores, AL) is $1,610 a month, up 11.0% from FY2026. That is 12% above the Daphne-Fairhope-Foley, AL area-wide FMR of $1,434.

2-bedroom SAFMR$1,610per month ▲ 11.0%

Area-wide 2 BR FMR$1,434Daphne-Fairhope-Foley, AL

Rank in the area5thof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,449

2 BR Small Area FMR$1,610

110% of SAFMR$1,771

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,320▲ 10.9%

1 BR$1,480▲ 13.8%

2 BR$1,610▲ 11.0%

3 BR$2,090▲ 14.2%

4 BR$2,640▲ 12.3%

FY2027 FY2026

Where 36547 sits in the Daphne-Fairhope-Foley, AL area

Of the 28 ZIP codes HUD lists for the area, 36547 has the 5th highest two-bedroom Small Area FMR. Daphne-Fairhope-Foley, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,434 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,610 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,320	$1,188 – $1,452	$1,180	$1,190
1 bedroom	$1,480	$1,332 – $1,628	$1,317	$1,300
2 bedrooms	$1,610	$1,449 – $1,771	$1,434	$1,450
3 bedrooms	$2,090	$1,881 – $2,299	$1,855	$1,830
4 bedrooms	$2,640	$2,376 – $2,904	$2,347	$2,350

A household renting a two-bedroom home at the Small Area FMR of $1,610 needs about $64,400 a year to keep housing costs at 30% of income. The area median family income is $102,400 and the 80% low-income limit for four people is $81,800. ZIP code 36547 lies mainly in Baldwin County. See the Daphne-Fairhope-Foley, AL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
36542	Gulf Shores	3.4 mi	$1,560
36511	Bon Secour	5.5 mi	$1,390
36561	Orange Beach	8.2 mi	$1,630
36535	Foley	9.7 mi	$1,320
36555	Magnolia Springs	11.7 mi	$1,320
36530	Elberta	14.2 mi	$1,230

Questions

What is the Fair Market Rent for ZIP code 36547?

HUD's FY2027 Small Area Fair Market Rents for 36547 are $1,320 (studio), $1,480 (1 BR), $1,610 (2 BR), $2,090 (3 BR) and $2,640 (4 BR) a month.

What is the Section 8 payment standard in 36547?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 36547 that range is $1,449 to $1,771 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 36547?

The FY2026 income limits of the Daphne-Fairhope-Foley, AL area apply: median family income $102,400, low-income (80%) limit $81,800 for a family of four.