FY2027 Small Area FMR · Phenix City, AL
ZIP 36870 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 36870 (Phenix City, AL) is $1,180 a month, up 2.6% from FY2026. That is 8% below the Auburn-Opelika, AL area-wide FMR of $1,277.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 36870 sits in the Auburn-Opelika, AL area
Of the 17 ZIP codes HUD lists for the area, 36870 has the 12th highest two-bedroom Small Area FMR. Auburn-Opelika, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,277 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,180 for this ZIP code instead.
ZIP code 36870 crosses more than one HUD area. HUD also lists it under Columbus, GA-AL (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $860 | $774 – $946 | $891 | $850 |
| 1 bedroom | $1,070 | $963 – $1,177 | $1,167 | $1,040 |
| 2 bedrooms | $1,180 | $1,062 – $1,298 | $1,277 | $1,150 |
| 3 bedrooms | $1,460 | $1,314 – $1,606 | $1,548 | $1,470 |
| 4 bedrooms | $1,690 | $1,521 – $1,859 | $1,794 | $1,680 |
A household renting a two-bedroom home at the Small Area FMR of $1,180 needs about $47,200 a year to keep housing costs at 30% of income. The area median family income is $108,900 and the 80% low-income limit for four people is $83,850. ZIP code 36870 lies mainly in Lee County and Russell County. See the Auburn-Opelika, AL county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 36870?
HUD's FY2027 Small Area Fair Market Rents for 36870 are $860 (studio), $1,070 (1 BR), $1,180 (2 BR), $1,460 (3 BR) and $1,690 (4 BR) a month.
What is the Section 8 payment standard in 36870?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 36870 that range is $1,062 to $1,298 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 36870?
The FY2026 income limits of the Auburn-Opelika, AL area apply: median family income $108,900, low-income (80%) limit $83,850 for a family of four.