FY2027 Small Area FMR · Cedar Hill, TN
ZIP 37032 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 37032 (Cedar Hill, TN) is $1,240 a month, down 6.1% from FY2026. That is 5% below the Clarksville, TN-KY area-wide FMR of $1,307.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 37032 sits in the Clarksville, TN-KY area
Of the 35 ZIP codes HUD lists for the area, 37032 has the 10th highest two-bedroom Small Area FMR. Clarksville, TN-KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,307 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,240 for this ZIP code instead.
ZIP code 37032 crosses more than one HUD area. HUD also lists it under Nashville-Davidson--Murfreesboro--Franklin, TN (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,090 | $981 – $1,199 | $1,061 | $1,150 |
| 1 bedroom | $1,140 | $1,026 – $1,254 | $1,068 | $1,170 |
| 2 bedrooms | $1,240 | $1,116 – $1,364 | $1,307 | $1,320 |
| 3 bedrooms | $1,590 | $1,431 – $1,749 | $1,786 | $1,660 |
| 4 bedrooms | $1,930 | $1,737 – $2,123 | $2,185 | $2,020 |
A household renting a two-bedroom home at the Small Area FMR of $1,240 needs about $49,600 a year to keep housing costs at 30% of income. The area median family income is $93,800 and the 80% low-income limit for four people is $75,050. ZIP code 37032 lies mainly in Robertson County, Cheatham County and Montgomery County. See the Clarksville, TN-KY metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 37032?
HUD's FY2027 Small Area Fair Market Rents for 37032 are $1,090 (studio), $1,140 (1 BR), $1,240 (2 BR), $1,590 (3 BR) and $1,930 (4 BR) a month.
What is the Section 8 payment standard in 37032?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 37032 that range is $1,116 to $1,364 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 37032?
The FY2026 income limits of the Clarksville, TN-KY area apply: median family income $93,800, low-income (80%) limit $75,050 for a family of four.