Income Limits by County

FY2027 Small Area FMR · Indian Mound, TN

ZIP 37079 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 37079 (Indian Mound, TN) is $1,220 a month, up 8.9% from FY2026. That is 7% below the Clarksville, TN-KY area-wide FMR of $1,307.

2-bedroom SAFMR$1,220per month ▲ 8.9%
Area-wide 2 BR FMR$1,307Clarksville, TN-KY
Rank in the area12thof 35 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,098
2 BR Small Area FMR$1,220
110% of SAFMR$1,342

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 37079 sits in the Clarksville, TN-KY area

$1,190$1,570median $1,220

Of the 35 ZIP codes HUD lists for the area, 37079 has the 12th highest two-bedroom Small Area FMR. Clarksville, TN-KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,307 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,220 for this ZIP code instead.

ZIP code 37079 crosses more than one HUD area. HUD also lists it under Stewart County, TN (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$990$891 – $1,089$1,061$830
1 bedroom$990$891 – $1,089$1,068$910
2 bedrooms$1,220$1,098 – $1,342$1,307$1,120
3 bedrooms$1,690$1,521 – $1,859$1,786$1,560
4 bedrooms$2,040$1,836 – $2,244$2,185$1,880

A household renting a two-bedroom home at the Small Area FMR of $1,220 needs about $48,800 a year to keep housing costs at 30% of income. The area median family income is $93,800 and the 80% low-income limit for four people is $75,050. ZIP code 37079 lies mainly in Stewart County and Montgomery County. See the Clarksville, TN-KY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
37050Cumberland City6.3 mi$1,220
37191Woodlawn7.1 mi$1,370
37142Palmyra8.5 mi$1,220
37023Big Rock11.6 mi$1,390
37061Erin12.2 mi$1,220
37178Tennessee Ridge12.5 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 37079?

HUD's FY2027 Small Area Fair Market Rents for 37079 are $990 (studio), $990 (1 BR), $1,220 (2 BR), $1,690 (3 BR) and $2,040 (4 BR) a month.

What is the Section 8 payment standard in 37079?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 37079 that range is $1,098 to $1,342 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 37079?

The FY2026 income limits of the Clarksville, TN-KY area apply: median family income $93,800, low-income (80%) limit $75,050 for a family of four.