FY2027 Small Area FMR · Arnold Afb, TN

ZIP 37389 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 37389 (Arnold Afb, TN) is $1,090 a month, up 13.5% from FY2026. That is 0% equal to the Coffee County, TN area-wide FMR of $1,088.

2-bedroom SAFMR$1,090per month ▲ 13.5%

Area-wide 2 BR FMR$1,088Coffee County, TN

Rank in the area8thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$981

2 BR Small Area FMR$1,090

110% of SAFMR$1,199

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$870▲ 11.5%

1 BR$930▲ 19.2%

2 BR$1,090▲ 13.5%

3 BR$1,460▲ 14.1%

4 BR$1,460▲ 6.6%

FY2027 FY2026

Where 37389 sits in the Coffee County, TN area

Of the 12 ZIP codes HUD lists for the area, 37389 has the 8th highest two-bedroom Small Area FMR. Coffee County, TN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,088 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,090 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$870	$783 – $957	$873	$780
1 bedroom	$930	$837 – $1,023	$928	$780
2 bedrooms	$1,090	$981 – $1,199	$1,088	$960
3 bedrooms	$1,460	$1,314 – $1,606	$1,453	$1,280
4 bedrooms	$1,460	$1,314 – $1,606	$1,459	$1,370

A household renting a two-bedroom home at the Small Area FMR of $1,090 needs about $43,600 a year to keep housing costs at 30% of income. The area median family income is $75,800 and the 80% low-income limit for four people is $62,400. ZIP code 37389 lies mainly in Coffee County. See the Coffee County, TN county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
37355	Manchester	0.5 mi	$1,110
37342	Hillsboro	10.2 mi	$1,030
37357	Morrison	10.7 mi	$1,190
37360	Normandy	10.9 mi	$1,000
37018	Beechgrove	12.0 mi	$1,410
37394	Viola	12.4 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 37389?

HUD's FY2027 Small Area Fair Market Rents for 37389 are $870 (studio), $930 (1 BR), $1,090 (2 BR), $1,460 (3 BR) and $1,460 (4 BR) a month.

What is the Section 8 payment standard in 37389?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 37389 that range is $981 to $1,199 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 37389?

The FY2026 income limits of the Coffee County, TN area apply: median family income $75,800, low-income (80%) limit $62,400 for a family of four.