FY2027 Small Area FMR · Elizabethton, TN

ZIP 37644 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 37644 (Elizabethton, TN) is $1,020 a month, up 1.0% from FY2026. That is 16% below the Johnson City, TN area-wide FMR of $1,211.

2-bedroom SAFMR$1,020per month ▲ 1.0%

Area-wide 2 BR FMR$1,211Johnson City, TN

Rank in the area20thof 26 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$918

2 BR Small Area FMR$1,020

110% of SAFMR$1,122

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$800▼ 1.2%

1 BR$810■ 0.0%

2 BR$1,020▲ 1.0%

3 BR$1,260■ 0.0%

4 BR$1,400▼ 0.7%

FY2027 FY2026

Where 37644 sits in the Johnson City, TN area

Of the 26 ZIP codes HUD lists for the area, 37644 has the 20th highest two-bedroom Small Area FMR. Johnson City, TN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,211 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,020 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$800	$720 – $880	$942	$810
1 bedroom	$810	$729 – $891	$948	$810
2 bedrooms	$1,020	$918 – $1,122	$1,211	$1,010
3 bedrooms	$1,260	$1,134 – $1,386	$1,461	$1,260
4 bedrooms	$1,400	$1,260 – $1,540	$1,609	$1,410

A household renting a two-bedroom home at the Small Area FMR of $1,020 needs about $40,800 a year to keep housing costs at 30% of income. The area median family income is $76,800 and the 80% low-income limit for four people is $64,500. ZIP code 37644 lies mainly in Carter County. See the Johnson City, TN metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
37694	Watauga	4.5 mi	$1,020
37643	Elizabethton	4.5 mi	$1,030
37682	Milligan College	5.5 mi	$1,220
37601	Johnson City	6.0 mi	$1,220
37618	Bluff City	7.7 mi	$1,140
37614	Johnson City	9.5 mi	$1,370

Questions

What is the Fair Market Rent for ZIP code 37644?

HUD's FY2027 Small Area Fair Market Rents for 37644 are $800 (studio), $810 (1 BR), $1,020 (2 BR), $1,260 (3 BR) and $1,400 (4 BR) a month.

What is the Section 8 payment standard in 37644?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 37644 that range is $918 to $1,122 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 37644?

The FY2026 income limits of the Johnson City, TN area apply: median family income $76,800, low-income (80%) limit $64,500 for a family of four.