FY2027 Small Area FMR · Crab Orchard, TN

ZIP 37723 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 37723 (Crab Orchard, TN) is $1,130 a month, up 6.6% from FY2026. That is 9% above the Cumberland County, TN area-wide FMR of $1,039.

2-bedroom SAFMR$1,130per month ▲ 6.6%

Area-wide 2 BR FMR$1,039Cumberland County, TN

Rank in the area2ndof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,017

2 BR Small Area FMR$1,130

110% of SAFMR$1,243

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880▲ 6.0%

1 BR$880▲ 4.8%

2 BR$1,130▲ 6.6%

3 BR$1,520▲ 5.6%

4 BR$1,560■ 0.0%

FY2027 FY2026

Where 37723 sits in the Cumberland County, TN area

Of the 13 ZIP codes HUD lists for the area, 37723 has the 2nd highest two-bedroom Small Area FMR. Cumberland County, TN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,039 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,130 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$789	$830
1 bedroom	$880	$792 – $968	$794	$840
2 bedrooms	$1,130	$1,017 – $1,243	$1,039	$1,060
3 bedrooms	$1,520	$1,368 – $1,672	$1,410	$1,440
4 bedrooms	$1,560	$1,404 – $1,716	$1,425	$1,560

A household renting a two-bedroom home at the Small Area FMR of $1,130 needs about $45,200 a year to keep housing costs at 30% of income. The area median family income is $78,200 and the 80% low-income limit for four people is $62,550. ZIP code 37723 lies mainly in Cumberland County. See the Cumberland County, TN county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
38558	Crossville	4.0 mi	$1,560
37854	Rockwood	8.1 mi	$1,050
37829	Oakdale	10.2 mi	$1,290
38555	Crossville	11.3 mi	$1,010
38571	Crossville	12.5 mi	$1,010
37337	Grandview	12.8 mi	$1,020

Questions

What is the Fair Market Rent for ZIP code 37723?

HUD's FY2027 Small Area Fair Market Rents for 37723 are $880 (studio), $880 (1 BR), $1,130 (2 BR), $1,520 (3 BR) and $1,560 (4 BR) a month.

What is the Section 8 payment standard in 37723?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 37723 that range is $1,017 to $1,243 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 37723?

The FY2026 income limits of the Cumberland County, TN area apply: median family income $78,200, low-income (80%) limit $62,550 for a family of four.