FY2027 Small Area FMR · Crossville, TN

ZIP 38555 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 38555 (Crossville, TN) is $1,010 a month, up 8.6% from FY2026. That is 3% below the Cumberland County, TN area-wide FMR of $1,039.

2-bedroom SAFMR$1,010per month ▲ 8.6%

Area-wide 2 BR FMR$1,039Cumberland County, TN

Rank in the area9thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$770▲ 8.5%

1 BR$770▲ 8.5%

2 BR$1,010▲ 8.6%

3 BR$1,370▲ 7.0%

4 BR$1,390▲ 2.2%

FY2027 FY2026

Where 38555 sits in the Cumberland County, TN area

Of the 13 ZIP codes HUD lists for the area, 38555 has the 9th highest two-bedroom Small Area FMR. Cumberland County, TN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,039 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$770	$693 – $847	$789	$710
1 bedroom	$770	$693 – $847	$794	$710
2 bedrooms	$1,010	$909 – $1,111	$1,039	$930
3 bedrooms	$1,370	$1,233 – $1,507	$1,410	$1,280
4 bedrooms	$1,390	$1,251 – $1,529	$1,425	$1,360

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $78,200 and the 80% low-income limit for four people is $62,550. ZIP code 38555 lies mainly in Cumberland County. See the Cumberland County, TN county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
38572	Crossville	8.3 mi	$1,070
37337	Grandview	10.4 mi	$1,020
38558	Crossville	10.9 mi	$1,560
37723	Crab Orchard	11.3 mi	$1,130
38571	Crossville	11.4 mi	$1,010
38578	Pleasant Hill	13.4 mi	$1,000

Questions

What is the Fair Market Rent for ZIP code 38555?

HUD's FY2027 Small Area Fair Market Rents for 38555 are $770 (studio), $770 (1 BR), $1,010 (2 BR), $1,370 (3 BR) and $1,390 (4 BR) a month.

What is the Section 8 payment standard in 38555?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 38555 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 38555?

The FY2026 income limits of the Cumberland County, TN area apply: median family income $78,200, low-income (80%) limit $62,550 for a family of four.