Income Limits by County

FY2027 Small Area FMR · Jefferson City, TN

ZIP 37760 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 37760 (Jefferson City, TN) is $1,150 a month, up 2.7% from FY2026. That is 0% equal to the Morristown, TN area-wide FMR of $1,153.

2-bedroom SAFMR$1,150per month ▲ 2.7%
Area-wide 2 BR FMR$1,153Morristown, TN
Rank in the area6thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,035
2 BR Small Area FMR$1,150
110% of SAFMR$1,265

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 37760 sits in the Morristown, TN area

$1,030$1,320median $1,140

Of the 16 ZIP codes HUD lists for the area, 37760 has the 6th highest two-bedroom Small Area FMR. Morristown, TN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,153 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,150 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$900$810 – $990$906$870
1 bedroom$910$819 – $1,001$912$880
2 bedrooms$1,150$1,035 – $1,265$1,153$1,120
3 bedrooms$1,400$1,260 – $1,540$1,405$1,430
4 bedrooms$1,830$1,647 – $2,013$1,838$1,800

A household renting a two-bedroom home at the Small Area FMR of $1,150 needs about $46,000 a year to keep housing costs at 30% of income. The area median family income is $80,100 and the 80% low-income limit for four people is $64,100. ZIP code 37760 lies mainly in Jefferson County. See the Morristown, TN metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
37877Talbott4.1 mi$1,290
37820New Market6.3 mi$1,140
37725Dandridge8.4 mi$1,180
37890White Pine9.0 mi$1,140
37861Rutledge9.7 mi$1,000
37814Morristown10.9 mi$1,160

Questions

What is the Fair Market Rent for ZIP code 37760?

HUD's FY2027 Small Area Fair Market Rents for 37760 are $900 (studio), $910 (1 BR), $1,150 (2 BR), $1,400 (3 BR) and $1,830 (4 BR) a month.

What is the Section 8 payment standard in 37760?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 37760 that range is $1,035 to $1,265 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 37760?

The FY2026 income limits of the Morristown, TN area apply: median family income $80,100, low-income (80%) limit $64,100 for a family of four.