FY2027 Small Area FMR · White Pine, TN

ZIP 37890 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 37890 (White Pine, TN) is $1,140 a month, down 0.9% from FY2026. That is 1% below the Morristown, TN area-wide FMR of $1,153.

2-bedroom SAFMR$1,140per month ▼ 0.9%

Area-wide 2 BR FMR$1,153Morristown, TN

Rank in the area7thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026

2 BR Small Area FMR$1,140

110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$900▲ 1.1%

1 BR$900■ 0.0%

2 BR$1,140▼ 0.9%

3 BR$1,390▼ 4.8%

4 BR$1,820▼ 1.6%

FY2027 FY2026

Where 37890 sits in the Morristown, TN area

Of the 16 ZIP codes HUD lists for the area, 37890 has the 7th highest two-bedroom Small Area FMR. Morristown, TN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,153 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$900	$810 – $990	$906	$890
1 bedroom	$900	$810 – $990	$912	$900
2 bedrooms	$1,140	$1,026 – $1,254	$1,153	$1,150
3 bedrooms	$1,390	$1,251 – $1,529	$1,405	$1,460
4 bedrooms	$1,820	$1,638 – $2,002	$1,838	$1,850

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $80,100 and the 80% low-income limit for four people is $64,100. ZIP code 37890 lies mainly in Jefferson County and Hamblen County. See the Morristown, TN metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
37813	Morristown	6.6 mi	$1,140
37877	Talbott	7.6 mi	$1,290
37725	Dandridge	8.3 mi	$1,180
37760	Jefferson City	9.0 mi	$1,150
37713	Bybee	9.2 mi	$1,050
37821	Newport	9.5 mi	$1,030

Questions

What is the Fair Market Rent for ZIP code 37890?

HUD's FY2027 Small Area Fair Market Rents for 37890 are $900 (studio), $900 (1 BR), $1,140 (2 BR), $1,390 (3 BR) and $1,820 (4 BR) a month.

What is the Section 8 payment standard in 37890?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 37890 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 37890?

The FY2026 income limits of the Morristown, TN area apply: median family income $80,100, low-income (80%) limit $64,100 for a family of four.