FY2027 Small Area FMR · Morristown, TN

ZIP 37813 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 37813 (Morristown, TN) is $1,140 a month, up 2.7% from FY2026. That is 1% below the Morristown, TN area-wide FMR of $1,153.

2-bedroom SAFMR$1,140per month ▲ 2.7%

Area-wide 2 BR FMR$1,153Morristown, TN

Rank in the area7thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026

2 BR Small Area FMR$1,140

110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$900▲ 4.7%

1 BR$900▲ 3.4%

2 BR$1,140▲ 2.7%

3 BR$1,390▼ 1.4%

4 BR$1,820▲ 1.7%

FY2027 FY2026

Where 37813 sits in the Morristown, TN area

Of the 16 ZIP codes HUD lists for the area, 37813 has the 7th highest two-bedroom Small Area FMR. Morristown, TN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,153 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$900	$810 – $990	$906	$860
1 bedroom	$900	$810 – $990	$912	$870
2 bedrooms	$1,140	$1,026 – $1,254	$1,153	$1,110
3 bedrooms	$1,390	$1,251 – $1,529	$1,405	$1,410
4 bedrooms	$1,820	$1,638 – $2,002	$1,838	$1,790

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $80,100 and the 80% low-income limit for four people is $64,100. ZIP code 37813 lies mainly in Hamblen County and Jefferson County. See the Morristown, TN metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
37814	Morristown	6.0 mi	$1,160
37860	Russellville	6.6 mi	$1,030
37890	White Pine	6.6 mi	$1,140
37810	Mohawk	7.9 mi	$1,000
37877	Talbott	8.5 mi	$1,290
37713	Bybee	9.4 mi	$1,050

Questions

What is the Fair Market Rent for ZIP code 37813?

HUD's FY2027 Small Area Fair Market Rents for 37813 are $900 (studio), $900 (1 BR), $1,140 (2 BR), $1,390 (3 BR) and $1,820 (4 BR) a month.

What is the Section 8 payment standard in 37813?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 37813 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 37813?

The FY2026 income limits of the Morristown, TN area apply: median family income $80,100, low-income (80%) limit $64,100 for a family of four.