FY2027 Small Area FMR · Crossville, TN
ZIP 38572 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 38572 (Crossville, TN) is $1,070 a month, up 15.1% from FY2026. That is 1% below the Bledsoe County, TN area-wide FMR of $1,086.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 38572 sits in the Bledsoe County, TN area
Of the 10 ZIP codes HUD lists for the area, 38572 has the 5th highest two-bedroom Small Area FMR. Bledsoe County, TN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,086 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.
ZIP code 38572 crosses more than one HUD area. HUD also lists it under Cumberland County, TN (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $810 | $729 – $891 | $825 | $710 |
| 1 bedroom | $820 | $738 – $902 | $830 | $710 |
| 2 bedrooms | $1,070 | $963 – $1,177 | $1,086 | $930 |
| 3 bedrooms | $1,450 | $1,305 – $1,595 | $1,294 | $1,270 |
| 4 bedrooms | $1,470 | $1,323 – $1,617 | $1,489 | $1,360 |
A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $65,300 and the 80% low-income limit for four people is $62,400. ZIP code 38572 lies mainly in Cumberland County and Bledsoe County. See the Bledsoe County, TN county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 38572?
HUD's FY2027 Small Area Fair Market Rents for 38572 are $810 (studio), $820 (1 BR), $1,070 (2 BR), $1,450 (3 BR) and $1,470 (4 BR) a month.
What is the Section 8 payment standard in 38572?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 38572 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 38572?
The FY2026 income limits of the Bledsoe County, TN area apply: median family income $65,300, low-income (80%) limit $62,400 for a family of four.