FY2027 Small Area FMR · Diberville, MS

ZIP 39540 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 39540 (Diberville, MS) is $1,290 a month, up 4.9% from FY2026. That is 9% above the Gulfport-Biloxi, MS area-wide FMR of $1,185.

2-bedroom SAFMR$1,290per month ▲ 4.9%

Area-wide 2 BR FMR$1,185Gulfport-Biloxi, MS

Rank in the area3rdof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,161

2 BR Small Area FMR$1,290

110% of SAFMR$1,419

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$920▲ 8.2%

1 BR$1,070▲ 7.0%

2 BR$1,290▲ 4.9%

3 BR$1,660▲ 4.4%

4 BR$1,880▲ 8.0%

FY2027 FY2026

Where 39540 sits in the Gulfport-Biloxi, MS area

Of the 28 ZIP codes HUD lists for the area, 39540 has the 3rd highest two-bedroom Small Area FMR. Gulfport-Biloxi, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,185 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,290 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$920	$828 – $1,012	$844	$850
1 bedroom	$1,070	$963 – $1,177	$982	$1,000
2 bedrooms	$1,290	$1,161 – $1,419	$1,185	$1,230
3 bedrooms	$1,660	$1,494 – $1,826	$1,525	$1,590
4 bedrooms	$1,880	$1,692 – $2,068	$1,723	$1,740

A household renting a two-bedroom home at the Small Area FMR of $1,290 needs about $51,600 a year to keep housing costs at 30% of income. The area median family income is $83,100 and the 80% low-income limit for four people is $66,500. ZIP code 39540 lies mainly in Harrison County. See the Gulfport-Biloxi, MS metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
39530	Biloxi	2.2 mi	$1,030
39534	Biloxi	2.6 mi	$1,030
39531	Biloxi	4.7 mi	$1,180
39532	Biloxi	5.4 mi	$1,200
39564	Ocean Springs	7.9 mi	$1,330
39507	Gulfport	8.5 mi	$1,230

Questions

What is the Fair Market Rent for ZIP code 39540?

HUD's FY2027 Small Area Fair Market Rents for 39540 are $920 (studio), $1,070 (1 BR), $1,290 (2 BR), $1,660 (3 BR) and $1,880 (4 BR) a month.

What is the Section 8 payment standard in 39540?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 39540 that range is $1,161 to $1,419 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 39540?

The FY2026 income limits of the Gulfport-Biloxi, MS area apply: median family income $83,100, low-income (80%) limit $66,500 for a family of four.