FY2027 Small Area FMR · Gulfport, MS

ZIP 39507 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 39507 (Gulfport, MS) is $1,230 a month, up 6.0% from FY2026. That is 4% above the Gulfport-Biloxi, MS area-wide FMR of $1,185.

2-bedroom SAFMR$1,230per month ▲ 6.0%

Area-wide 2 BR FMR$1,185Gulfport-Biloxi, MS

Rank in the area4thof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,107

2 BR Small Area FMR$1,230

110% of SAFMR$1,353

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880▲ 10.0%

1 BR$1,020▲ 8.5%

2 BR$1,230▲ 6.0%

3 BR$1,580▲ 5.3%

4 BR$1,790▲ 9.1%

FY2027 FY2026

Where 39507 sits in the Gulfport-Biloxi, MS area

Of the 28 ZIP codes HUD lists for the area, 39507 has the 4th highest two-bedroom Small Area FMR. Gulfport-Biloxi, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,185 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,230 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$844	$800
1 bedroom	$1,020	$918 – $1,122	$982	$940
2 bedrooms	$1,230	$1,107 – $1,353	$1,185	$1,160
3 bedrooms	$1,580	$1,422 – $1,738	$1,525	$1,500
4 bedrooms	$1,790	$1,611 – $1,969	$1,723	$1,640

A household renting a two-bedroom home at the Small Area FMR of $1,230 needs about $49,200 a year to keep housing costs at 30% of income. The area median family income is $83,100 and the 80% low-income limit for four people is $66,500. ZIP code 39507 lies mainly in Harrison County. See the Gulfport-Biloxi, MS metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
39531	Biloxi	4.1 mi	$1,180
39501	Gulfport	4.2 mi	$1,060
39534	Biloxi	6.6 mi	$1,030
39532	Biloxi	7.3 mi	$1,200
39560	Long Beach	8.4 mi	$1,300
39540	Diberville	8.5 mi	$1,290

Questions

What is the Fair Market Rent for ZIP code 39507?

HUD's FY2027 Small Area Fair Market Rents for 39507 are $880 (studio), $1,020 (1 BR), $1,230 (2 BR), $1,580 (3 BR) and $1,790 (4 BR) a month.

What is the Section 8 payment standard in 39507?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 39507 that range is $1,107 to $1,353 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 39507?

The FY2026 income limits of the Gulfport-Biloxi, MS area apply: median family income $83,100, low-income (80%) limit $66,500 for a family of four.