Income Limits by County

HUD Metro FMR Area · 2 counties

Gulfport-Biloxi, MS Fair Market Rent & Income Limits

For FY2027 HUD set the two-bedroom Fair Market Rent for the Gulfport-Biloxi, MS area at $1,185 a month, up 3.9% from FY2026. The FY2026 median family income is $83,100. The same figures apply in all 2 counties of the area.

2-bedroom FMR$1,185per month ▲ 3.9%
Median family income$83,100FY2026
People in the area257,058HUD file, 2024

Fair Market Rent by unit size

FY2027 FY2026

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Gulfport-Biloxi, MS.

Low income (80% limit)

A household of 4 earning $64,500 is under the 80% limit of $66,500 for this area. At 30% of income it could pay about $1,612 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$17,500$29,100$34,920$46,550
2$21,640$33,250$39,900$53,200
3$27,320$37,400$44,880$59,850
4$33,000$41,550$49,860$66,500
5$38,680$44,900$53,880$71,850
6$44,360$48,200$57,840$77,150
7$50,040$51,550$61,860$82,500
8$54,850$54,850$65,820$87,800

Two-bedroom FMR since 2001

2-bedroom Fair Market Rent, 2001 to 2027$0$400$800$1,200$1,600200520102015202020252027$1,185FY2001: $541FY2002: $557FY2003: $571FY2004: $573FY2005: $592FY2006: $615FY2007: $640FY2008: $676FY2009: $844FY2010: $849FY2011: $906FY2012: $753FY2013: $857FY2014: $828FY2015: $808FY2016: $801FY2017: $777FY2018: $771FY2019: $785FY2020: $846FY2021: $810FY2022: $863FY2023: $944FY2024: $1,151FY2025: $1,117FY2026: $1,140FY2027: $1,185

Counties in the area

CountyPeople2 BR FMR
Harrison County, MS210,891$1,185
Hancock County, MS46,167$1,185

Small Area FMRs across 28 ZIP codes

Two-bedroom Small Area FMRs in the Gulfport-Biloxi, MS area run from $1,030 to $1,650; the middle ZIP code is at $1,170, against the area-wide FMR of $1,185. This is not a mandatory Small Area FMR area; agencies may opt in.

$1,030$1,650median $1,170

Highest ZIP codes

39525 (Diamondhead, MS)$1,650
39560 (Long Beach, MS)$1,300
39540 (Diberville, MS)$1,290
39507 (Gulfport, MS)$1,230
39503 (Gulfport, MS)$1,220
39520 (Bay Saint Louis, MS)$1,200
39532 (Biloxi, MS)$1,200
39572 (Pearlington, MS)$1,200

Lowest ZIP codes

39576 (Waveland, MS)$1,030
39573 (Perkinston, MS)$1,030
39534 (Biloxi, MS)$1,030
39530 (Biloxi, MS)$1,030
39470 (Poplarville, MS)$1,030
39466 (Picayune, MS)$1,030
39426 (Carriere, MS)$1,030
39501 (Gulfport, MS)$1,060

Questions

What is the Fair Market Rent in the Gulfport-Biloxi, MS area?

HUD's FY2027 Fair Market Rents for the Gulfport-Biloxi, MS area are $844 (studio), $982 (1 BR), $1,185 (2 BR), $1,525 (3 BR) and $1,723 (4 BR) a month.

What is the area median income for Gulfport-Biloxi, MS?

The FY2026 median family income is $83,100; the 80% low-income limit for four people is $66,500.

Which counties are in this HUD metro area?

Harrison County, MS and Hancock County, MS.