FY2027 Small Area FMR · Leipsic, OH
ZIP 45856 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45856 (Leipsic, OH) is $1,350 a month, up 8.0% from FY2026. That is 14% above the Hancock County, OH area-wide FMR of $1,189.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 45856 sits in the Hancock County, OH area
Of the 25 ZIP codes HUD lists for the area, 45856 has the 3rd highest two-bedroom Small Area FMR. Hancock County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,189 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,350 for this ZIP code instead.
ZIP code 45856 crosses more than one HUD area. HUD also lists it under Henry County, OH (same figures) and Putnam County, OH (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,020 | $918 – $1,122 | $828 | $940 |
| 1 bedroom | $1,030 | $927 – $1,133 | $909 | $960 |
| 2 bedrooms | $1,350 | $1,215 – $1,485 | $1,189 | $1,250 |
| 3 bedrooms | $1,610 | $1,449 – $1,771 | $1,546 | $1,500 |
| 4 bedrooms | $1,800 | $1,620 – $1,980 | $1,752 | $1,660 |
A household renting a two-bedroom home at the Small Area FMR of $1,350 needs about $54,000 a year to keep housing costs at 30% of income. The area median family income is $105,900 and the 80% low-income limit for four people is $82,700. ZIP code 45856 lies mainly in Putnam County, Henry County and Hancock County. See the Hancock County, OH county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 45856?
HUD's FY2027 Small Area Fair Market Rents for 45856 are $1,020 (studio), $1,030 (1 BR), $1,350 (2 BR), $1,610 (3 BR) and $1,800 (4 BR) a month.
What is the Section 8 payment standard in 45856?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45856 that range is $1,215 to $1,485 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 45856?
The FY2026 income limits of the Hancock County, OH area apply: median family income $105,900, low-income (80%) limit $82,700 for a family of four.