FY2027 Small Area FMR · Muskegon, MI

ZIP 49441 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49441 (Muskegon, MI) is $1,390 a month, up 6.1% from FY2026. That is 8% above the Muskegon-Norton Shores, MI area-wide FMR of $1,285.

2-bedroom SAFMR$1,390per month ▲ 6.1%

Area-wide 2 BR FMR$1,285Muskegon-Norton Shores, MI

Rank in the area7thof 21 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,251

2 BR Small Area FMR$1,390

110% of SAFMR$1,529

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,010▲ 9.8%

1 BR$1,060▲ 6.0%

2 BR$1,390▲ 6.1%

3 BR$1,660▲ 5.1%

4 BR$1,830▲ 5.8%

FY2027 FY2026

Where 49441 sits in the Muskegon-Norton Shores, MI area

Of the 21 ZIP codes HUD lists for the area, 49441 has the 7th highest two-bedroom Small Area FMR. Muskegon-Norton Shores, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,285 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,390 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,010	$909 – $1,111	$937	$920
1 bedroom	$1,060	$954 – $1,166	$982	$1,000
2 bedrooms	$1,390	$1,251 – $1,529	$1,285	$1,310
3 bedrooms	$1,660	$1,494 – $1,826	$1,534	$1,580
4 bedrooms	$1,830	$1,647 – $2,013	$1,689	$1,730

A household renting a two-bedroom home at the Small Area FMR of $1,390 needs about $55,600 a year to keep housing costs at 30% of income. The area median family income is $77,500 and the 80% low-income limit for four people is $66,900. ZIP code 49441 lies mainly in Muskegon County. See the Muskegon-Norton Shores, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
49443	Muskegon	3.9 mi	$1,280
49440	Muskegon	4.0 mi	$1,120
49444	Muskegon	4.2 mi	$1,300
49456	Spring Lake	7.5 mi	$1,590
49445	Muskegon	7.6 mi	$1,490
49409	Ferrysburg	7.8 mi	$1,590

Questions

What is the Fair Market Rent for ZIP code 49441?

HUD's FY2027 Small Area Fair Market Rents for 49441 are $1,010 (studio), $1,060 (1 BR), $1,390 (2 BR), $1,660 (3 BR) and $1,830 (4 BR) a month.

What is the Section 8 payment standard in 49441?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49441 that range is $1,251 to $1,529 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49441?

The FY2026 income limits of the Muskegon-Norton Shores, MI area apply: median family income $77,500, low-income (80%) limit $66,900 for a family of four.