FY2027 Small Area FMR · Muskegon, MI

ZIP 49443 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49443 (Muskegon, MI) is $1,280 a month, up 4.9% from FY2026. That is 0% equal to the Muskegon-Norton Shores, MI area-wide FMR of $1,285.

2-bedroom SAFMR$1,280per month ▲ 4.9%

Area-wide 2 BR FMR$1,285Muskegon-Norton Shores, MI

Rank in the area15thof 21 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,152

2 BR Small Area FMR$1,280

110% of SAFMR$1,408

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$930▲ 8.1%

1 BR$980▲ 5.4%

2 BR$1,280▲ 4.9%

3 BR$1,530▲ 4.1%

4 BR$1,690▲ 5.0%

FY2027 FY2026

Where 49443 sits in the Muskegon-Norton Shores, MI area

Of the 21 ZIP codes HUD lists for the area, 49443 has the 15th highest two-bedroom Small Area FMR. Muskegon-Norton Shores, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,285 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,280 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$930	$837 – $1,023	$937	$860
1 bedroom	$980	$882 – $1,078	$982	$930
2 bedrooms	$1,280	$1,152 – $1,408	$1,285	$1,220
3 bedrooms	$1,530	$1,377 – $1,683	$1,534	$1,470
4 bedrooms	$1,690	$1,521 – $1,859	$1,689	$1,610

A household renting a two-bedroom home at the Small Area FMR of $1,280 needs about $51,200 a year to keep housing costs at 30% of income. The area median family income is $77,500 and the 80% low-income limit for four people is $66,900. ZIP code 49443 lies mainly in Muskegon County. See the Muskegon-Norton Shores, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
49440	Muskegon	0.3 mi	$1,120
49441	Muskegon	3.9 mi	$1,390
49444	Muskegon	4.6 mi	$1,300
49445	Muskegon	4.6 mi	$1,490
49442	Muskegon	5.7 mi	$1,200
49415	Fruitport	8.9 mi	$1,450

Questions

What is the Fair Market Rent for ZIP code 49443?

HUD's FY2027 Small Area Fair Market Rents for 49443 are $930 (studio), $980 (1 BR), $1,280 (2 BR), $1,530 (3 BR) and $1,690 (4 BR) a month.

What is the Section 8 payment standard in 49443?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49443 that range is $1,152 to $1,408 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49443?

The FY2026 income limits of the Muskegon-Norton Shores, MI area apply: median family income $77,500, low-income (80%) limit $66,900 for a family of four.