FY2027 Small Area FMR · Muskegon, MI

ZIP 49444 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49444 (Muskegon, MI) is $1,300 a month, up 0.8% from FY2026. That is 1% above the Muskegon-Norton Shores, MI area-wide FMR of $1,285.

2-bedroom SAFMR$1,300per month ▲ 0.8%

Area-wide 2 BR FMR$1,285Muskegon-Norton Shores, MI

Rank in the area14thof 21 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,170

2 BR Small Area FMR$1,300

110% of SAFMR$1,430

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$950▲ 5.6%

1 BR$990▲ 1.0%

2 BR$1,300▲ 0.8%

3 BR$1,550■ 0.0%

4 BR$1,710■ 0.0%

FY2027 FY2026

Where 49444 sits in the Muskegon-Norton Shores, MI area

Of the 21 ZIP codes HUD lists for the area, 49444 has the 14th highest two-bedroom Small Area FMR. Muskegon-Norton Shores, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,285 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,300 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$950	$855 – $1,045	$937	$900
1 bedroom	$990	$891 – $1,089	$982	$980
2 bedrooms	$1,300	$1,170 – $1,430	$1,285	$1,290
3 bedrooms	$1,550	$1,395 – $1,705	$1,534	$1,550
4 bedrooms	$1,710	$1,539 – $1,881	$1,689	$1,710

A household renting a two-bedroom home at the Small Area FMR of $1,300 needs about $52,000 a year to keep housing costs at 30% of income. The area median family income is $77,500 and the 80% low-income limit for four people is $66,900. ZIP code 49444 lies mainly in Muskegon County. See the Muskegon-Norton Shores, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
49441	Muskegon	4.2 mi	$1,390
49443	Muskegon	4.6 mi	$1,280
49415	Fruitport	4.7 mi	$1,450
49440	Muskegon	4.9 mi	$1,120
49442	Muskegon	5.4 mi	$1,200
49456	Spring Lake	6.2 mi	$1,590

Questions

What is the Fair Market Rent for ZIP code 49444?

HUD's FY2027 Small Area Fair Market Rents for 49444 are $950 (studio), $990 (1 BR), $1,300 (2 BR), $1,550 (3 BR) and $1,710 (4 BR) a month.

What is the Section 8 payment standard in 49444?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49444 that range is $1,170 to $1,430 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49444?

The FY2026 income limits of the Muskegon-Norton Shores, MI area apply: median family income $77,500, low-income (80%) limit $66,900 for a family of four.