FY2027 Small Area FMR · Gardiner, MT
ZIP 59030 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59030 (Gardiner, MT) is $1,450 a month, up 3.6% from FY2026. That is 10% below the Park County, MT area-wide FMR of $1,608.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 59030 sits in the Park County, MT area
Of the 11 ZIP codes HUD lists for the area, 59030 has the 10th highest two-bedroom Small Area FMR. Park County, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,608 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,450 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,000 | $900 – $1,100 | $1,120 | $960 |
| 1 bedroom | $1,250 | $1,125 – $1,375 | $1,373 | $1,180 |
| 2 bedrooms | $1,450 | $1,305 – $1,595 | $1,608 | $1,400 |
| 3 bedrooms | $2,010 | $1,809 – $2,211 | $2,209 | $1,950 |
| 4 bedrooms | $2,430 | $2,187 – $2,673 | $2,688 | $2,350 |
A household renting a two-bedroom home at the Small Area FMR of $1,450 needs about $58,000 a year to keep housing costs at 30% of income. The area median family income is $94,600 and the 80% low-income limit for four people is $76,500. ZIP code 59030 lies mainly in Park County. See the Park County, MT county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 59030?
HUD's FY2027 Small Area Fair Market Rents for 59030 are $1,000 (studio), $1,250 (1 BR), $1,450 (2 BR), $2,010 (3 BR) and $2,430 (4 BR) a month.
What is the Section 8 payment standard in 59030?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59030 that range is $1,305 to $1,595 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 59030?
The FY2026 income limits of the Park County, MT area apply: median family income $94,600, low-income (80%) limit $76,500 for a family of four.