FY2027 Small Area FMR · Gallatin Gateway, MT
ZIP 59730 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59730 (Gallatin Gateway, MT) is $2,250 a month, down 1.7% from FY2026. That is 7% above the Bozeman, MT area-wide FMR of $2,109.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 59730 sits in the Bozeman, MT area
Of the 14 ZIP codes HUD lists for the area, 59730 has the 2nd highest two-bedroom Small Area FMR. Bozeman, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,109 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,250 for this ZIP code instead.
ZIP code 59730 crosses more than one HUD area. HUD also lists it under Madison County, MT (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,570 | $1,413 – $1,727 | $1,469 | $1,580 |
| 1 bedroom | $1,720 | $1,548 – $1,892 | $1,612 | $1,750 |
| 2 bedrooms | $2,250 | $2,025 – $2,475 | $2,109 | $2,290 |
| 3 bedrooms | $3,120 | $2,808 – $3,432 | $2,920 | $3,180 |
| 4 bedrooms | $3,720 | $3,348 – $4,092 | $3,487 | $3,760 |
A household renting a two-bedroom home at the Small Area FMR of $2,250 needs about $90,000 a year to keep housing costs at 30% of income. The area median family income is $130,200 and the 80% low-income limit for four people is $104,150. ZIP code 59730 lies mainly in Gallatin County and Madison County. See the Bozeman, MT county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 59730?
HUD's FY2027 Small Area Fair Market Rents for 59730 are $1,570 (studio), $1,720 (1 BR), $2,250 (2 BR), $3,120 (3 BR) and $3,720 (4 BR) a month.
What is the Section 8 payment standard in 59730?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59730 that range is $2,025 to $2,475 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 59730?
The FY2026 income limits of the Bozeman, MT area apply: median family income $130,200, low-income (80%) limit $104,150 for a family of four.