FY2027 Small Area FMR · Pray, MT

ZIP 59065 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59065 (Pray, MT) is $1,530 a month, down 0.6% from FY2026. That is 5% below the Park County, MT area-wide FMR of $1,608.

2-bedroom SAFMR$1,530per month ▼ 0.6%

Area-wide 2 BR FMR$1,608Park County, MT

Rank in the area8thof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,377

2 BR Small Area FMR$1,530

110% of SAFMR$1,683

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,070▲ 0.9%

1 BR$1,310▼ 0.8%

2 BR$1,530▼ 0.6%

3 BR$2,100▼ 1.9%

4 BR$2,560▼ 1.2%

FY2027 FY2026

Where 59065 sits in the Park County, MT area

Of the 11 ZIP codes HUD lists for the area, 59065 has the 8th highest two-bedroom Small Area FMR. Park County, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,608 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,530 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,070	$963 – $1,177	$1,120	$1,060
1 bedroom	$1,310	$1,179 – $1,441	$1,373	$1,320
2 bedrooms	$1,530	$1,377 – $1,683	$1,608	$1,540
3 bedrooms	$2,100	$1,890 – $2,310	$2,209	$2,140
4 bedrooms	$2,560	$2,304 – $2,816	$2,688	$2,590

A household renting a two-bedroom home at the Small Area FMR of $1,530 needs about $61,200 a year to keep housing costs at 30% of income. The area median family income is $94,600 and the 80% low-income limit for four people is $76,500. ZIP code 59065 lies mainly in Park County. See the Park County, MT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
59027	Emigrant	9.7 mi	$1,740
59030	Gardiner	15.0 mi	$1,450
59047	Livingston	20.3 mi	$1,660
59730	Gallatin Gateway	20.6 mi	$2,250
59718	Bozeman	28.7 mi	$2,380
59052	Mc Leod	30.7 mi	$1,510

Questions

What is the Fair Market Rent for ZIP code 59065?

HUD's FY2027 Small Area Fair Market Rents for 59065 are $1,070 (studio), $1,310 (1 BR), $1,530 (2 BR), $2,100 (3 BR) and $2,560 (4 BR) a month.

What is the Section 8 payment standard in 59065?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59065 that range is $1,377 to $1,683 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 59065?

The FY2026 income limits of the Park County, MT area apply: median family income $94,600, low-income (80%) limit $76,500 for a family of four.